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CSCI6968_TML_Project/statlog_german_credit_data_naturallanguage.csv

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existing_checking_account duration credit_history purpose credit_amount savings_account_bonds employment_since installment_rate personal_status_sex sex marital_status other_debtors_guarantors present_residence_since property age old_young other_installment_plans housing existing_credits job num_people_liable telephone foreign_worker class
less than 0 DM 6 critical account / other credits existing (not at this bank) radio/television 1169 unknown/no savings account 7 years or more 4 male: single male single none 4 real estate 67 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 48 existing credits paid back duly till now radio/television 5951 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 real estate 22 young none own 1 skilled employee/official 1 none yes 2
no checking account 12 critical account / other credits existing (not at this bank) education 2096 less than 100 DM 4 to less than 7 years 2 male: single male single none 3 real estate 49 old none own 1 unskilled - resident 2 none yes 1
less than 0 DM 42 existing credits paid back duly till now furniture/equipment 7882 less than 100 DM 4 to less than 7 years 2 male: single male single guarantor 4 building society savings agreement/life insurance 45 old none for free 1 skilled employee/official 2 none yes 1
less than 0 DM 24 delay in paying off in the past car (new) 4870 less than 100 DM 1 to less than 4 years 3 male: single male single none 4 unknown/no property 53 old none for free 2 skilled employee/official 2 none yes 2
no checking account 36 existing credits paid back duly till now education 9055 unknown/no savings account 1 to less than 4 years 2 male: single male single none 4 unknown/no property 35 old none for free 1 unskilled - resident 2 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now furniture/equipment 2835 500 DM <= ... < 1000 DM 7 years or more 3 male: single male single none 4 building society savings agreement/life insurance 53 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 36 existing credits paid back duly till now car (used) 6948 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 35 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now radio/television 3059 greater than or equal to 1000 DM 4 to less than 7 years 2 male: divorced/separated male divorced/separated none 4 real estate 61 old none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 30 critical account / other credits existing (not at this bank) car (new) 5234 less than 100 DM unemployed 4 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 28 old none own 2 management/self-employed/highly qualified employee/officer 1 none yes 2
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 1295 less than 100 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 25 young none rent 1 skilled employee/official 1 none yes 2
less than 0 DM 48 existing credits paid back duly till now business 4308 less than 100 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 24 young none rent 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 1567 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 22 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 24 critical account / other credits existing (not at this bank) car (new) 1199 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 60 old none own 2 unskilled - resident 1 none yes 2
less than 0 DM 15 existing credits paid back duly till now car (new) 1403 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 28 old none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now radio/television 1282 100 DM <= ... < 500 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 32 old none own 1 unskilled - resident 1 none yes 2
no checking account 24 critical account / other credits existing (not at this bank) radio/television 2424 unknown/no savings account 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 53 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 30 no credits taken / all credits paid back duly business 8072 unknown/no savings account less than 1 year 2 male: single male single none 3 car or other, not in attribute 6 25 young bank own 3 skilled employee/official 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now car (used) 12579 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 2 unknown/no property 44 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 24 existing credits paid back duly till now radio/television 3430 500 DM <= ... < 1000 DM 7 years or more 3 male: single male single none 2 car or other, not in attribute 6 31 old none own 1 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 9 critical account / other credits existing (not at this bank) car (new) 2134 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 car or other, not in attribute 6 48 old none own 3 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 6 existing credits paid back duly till now radio/television 2647 500 DM <= ... < 1000 DM 1 to less than 4 years 2 male: single male single none 3 real estate 44 old none rent 1 skilled employee/official 2 none yes 1
less than 0 DM 10 critical account / other credits existing (not at this bank) car (new) 2241 less than 100 DM less than 1 year 1 male: single male single none 3 real estate 48 old none rent 2 unskilled - resident 2 none no 1
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) car (used) 1804 100 DM <= ... < 500 DM less than 1 year 3 male: single male single none 4 building society savings agreement/life insurance 44 old none own 1 skilled employee/official 1 none yes 1
no checking account 10 critical account / other credits existing (not at this bank) furniture/equipment 2069 unknown/no savings account 1 to less than 4 years 2 male: married/widowed male married/widowed none 1 car or other, not in attribute 6 26 old none own 2 skilled employee/official 1 none no 1
less than 0 DM 6 existing credits paid back duly till now furniture/equipment 1374 less than 100 DM 1 to less than 4 years 1 male: single male single none 2 real estate 36 old bank own 1 unskilled - resident 1 yes, registered under the customer's name yes 1
no checking account 6 no credits taken / all credits paid back duly radio/television 426 less than 100 DM 7 years or more 4 male: married/widowed male married/widowed none 4 car or other, not in attribute 6 39 old none own 1 unskilled - resident 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 all credits at this bank paid back duly radio/television 409 greater than or equal to 1000 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 3 real estate 42 old none rent 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 7 existing credits paid back duly till now radio/television 2415 less than 100 DM 1 to less than 4 years 3 male: single male single guarantor 2 real estate 34 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 60 delay in paying off in the past business 6836 less than 100 DM 7 years or more 3 male: single male single none 4 unknown/no property 63 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 18 existing credits paid back duly till now business 1913 greater than or equal to 1000 DM less than 1 year 3 male: married/widowed male married/widowed none 3 real estate 36 old bank own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 4020 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 27 old stores own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 18 existing credits paid back duly till now car (new) 5866 100 DM <= ... < 500 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 30 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) business 1264 unknown/no savings account 7 years or more 4 male: single male single none 4 unknown/no property 57 old none rent 1 unskilled - resident 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 existing credits paid back duly till now furniture/equipment 1474 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 33 old bank own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 45 critical account / other credits existing (not at this bank) radio/television 4746 less than 100 DM less than 1 year 4 male: single male single none 2 building society savings agreement/life insurance 25 young none own 2 unskilled - resident 1 none yes 2
no checking account 48 critical account / other credits existing (not at this bank) education 6110 less than 100 DM 1 to less than 4 years 1 male: single male single none 3 unknown/no property 31 old bank for free 1 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 18 existing credits paid back duly till now radio/television 2100 less than 100 DM 1 to less than 4 years 4 male: single male single co-applicant 2 real estate 37 old stores own 1 skilled employee/official 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 10 existing credits paid back duly till now domestic appliances 1225 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 37 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 9 existing credits paid back duly till now radio/television 458 less than 100 DM 1 to less than 4 years 4 male: single male single none 3 real estate 24 young none own 1 skilled employee/official 1 none yes 1
no checking account 30 existing credits paid back duly till now radio/television 2333 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 30 old bank own 1 management/self-employed/highly qualified employee/officer 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 1158 500 DM <= ... < 1000 DM 1 to less than 4 years 3 male: divorced/separated male divorced/separated none 1 car or other, not in attribute 6 26 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 delay in paying off in the past repairs 6204 less than 100 DM 1 to less than 4 years 2 male: single male single none 4 real estate 44 old none own 1 unskilled - resident 2 yes, registered under the customer's name yes 1
less than 0 DM 30 critical account / other credits existing (not at this bank) car (used) 6187 100 DM <= ... < 500 DM 4 to less than 7 years 1 male: married/widowed male married/widowed none 4 car or other, not in attribute 6 24 young none rent 2 skilled employee/official 1 none yes 1
less than 0 DM 48 critical account / other credits existing (not at this bank) car (used) 6143 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 58 old stores for free 2 unskilled - resident 1 none yes 2
no checking account 11 critical account / other credits existing (not at this bank) car (new) 1393 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 35 old none own 2 management/self-employed/highly qualified employee/officer 1 none yes 1
no checking account 36 existing credits paid back duly till now radio/television 2299 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 39 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 6 existing credits paid back duly till now car (used) 1352 500 DM <= ... < 1000 DM unemployed 1 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 23 young none rent 1 unemployed/unskilled - non-resident 1 yes, registered under the customer's name yes 1
no checking account 11 critical account / other credits existing (not at this bank) car (new) 7228 less than 100 DM 1 to less than 4 years 1 male: single male single none 4 building society savings agreement/life insurance 39 old none own 2 unskilled - resident 1 none yes 1
no checking account 12 existing credits paid back duly till now radio/television 2073 100 DM <= ... < 500 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married co-applicant 2 real estate 28 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 24 delay in paying off in the past furniture/equipment 2333 unknown/no savings account less than 1 year 4 male: single male single none 2 building society savings agreement/life insurance 29 old bank own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 27 delay in paying off in the past car (used) 5965 less than 100 DM 7 years or more 1 male: single male single none 2 car or other, not in attribute 6 30 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now radio/television 1262 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 car or other, not in attribute 6 25 young none own 1 skilled employee/official 1 none yes 1
no checking account 18 existing credits paid back duly till now car (used) 3378 unknown/no savings account 1 to less than 4 years 2 male: single male single none 1 building society savings agreement/life insurance 31 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 36 delay in paying off in the past car (new) 2225 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 57 old bank for free 2 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 6 all credits at this bank paid back duly car (new) 783 unknown/no savings account 1 to less than 4 years 1 male: single male single guarantor 2 real estate 26 old stores own 1 unskilled - resident 2 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 6468 unknown/no savings account unemployed 2 male: single male single none 1 unknown/no property 52 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 36 critical account / other credits existing (not at this bank) radio/television 9566 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 31 old stores own 2 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 18 existing credits paid back duly till now car (new) 1961 less than 100 DM 7 years or more 3 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 23 young none own 1 management/self-employed/highly qualified employee/officer 1 none yes 1
less than 0 DM 36 critical account / other credits existing (not at this bank) furniture/equipment 6229 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married co-applicant 4 unknown/no property 23 young none rent 2 unskilled - resident 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 9 existing credits paid back duly till now business 1391 less than 100 DM 1 to less than 4 years 2 male: married/widowed male married/widowed none 1 real estate 27 old bank own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 15 critical account / other credits existing (not at this bank) radio/television 1537 unknown/no savings account 7 years or more 4 male: single male single guarantor 4 real estate 50 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 36 no credits taken / all credits paid back duly business 1953 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 61 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 48 no credits taken / all credits paid back duly business 14421 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 25 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 24 existing credits paid back duly till now radio/television 3181 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 26 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 27 existing credits paid back duly till now repairs 5190 unknown/no savings account 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 48 old none own 4 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now radio/television 2171 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 29 old bank own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 1007 greater than or equal to 1000 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 1 real estate 22 young none own 1 skilled employee/official 1 none yes 1
no checking account 36 existing credits paid back duly till now education 1819 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 unknown/no property 37 old stores for free 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 36 existing credits paid back duly till now radio/television 2394 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 25 young none own 1 skilled employee/official 1 none yes 1
no checking account 36 existing credits paid back duly till now car (used) 8133 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 30 old bank own 1 skilled employee/official 1 none yes 1
no checking account 7 critical account / other credits existing (not at this bank) radio/television 730 unknown/no savings account 7 years or more 4 male: single male single none 2 building society savings agreement/life insurance 46 old none rent 2 unskilled - resident 1 yes, registered under the customer's name yes 1
less than 0 DM 8 critical account / other credits existing (not at this bank) others 1164 less than 100 DM 7 years or more 3 male: single male single none 4 unknown/no property 51 old bank for free 2 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
between 0 and 200 DM 42 critical account / other credits existing (not at this bank) business 5954 less than 100 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 1 real estate 41 old bank own 2 unskilled - resident 1 none yes 1
less than 0 DM 36 existing credits paid back duly till now education 1977 unknown/no savings account 7 years or more 4 male: single male single none 4 unknown/no property 40 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 12 critical account / other credits existing (not at this bank) car (used) 1526 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 66 old none for free 2 management/self-employed/highly qualified employee/officer 1 none yes 1
less than 0 DM 42 existing credits paid back duly till now radio/television 3965 less than 100 DM less than 1 year 4 male: single male single none 3 car or other, not in attribute 6 34 old none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 11 delay in paying off in the past radio/television 4771 less than 100 DM 4 to less than 7 years 2 male: single male single none 4 building society savings agreement/life insurance 51 old none own 1 skilled employee/official 1 none yes 1
no checking account 54 no credits taken / all credits paid back duly car (used) 9436 unknown/no savings account 1 to less than 4 years 2 male: single male single none 2 building society savings agreement/life insurance 39 old none own 1 unskilled - resident 2 none yes 1
between 0 and 200 DM 30 existing credits paid back duly till now furniture/equipment 3832 less than 100 DM less than 1 year 2 male: married/widowed male married/widowed none 1 building society savings agreement/life insurance 22 young none own 1 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now radio/television 5943 unknown/no savings account less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 44 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 15 existing credits paid back duly till now radio/television 1213 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 3 building society savings agreement/life insurance 47 old stores own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 18 existing credits paid back duly till now business 1568 100 DM <= ... < 500 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 24 young none rent 1 unskilled - resident 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now others 1755 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married guarantor 4 real estate 58 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 1
less than 0 DM 10 existing credits paid back duly till now radio/television 2315 less than 100 DM 7 years or more 3 male: single male single none 4 real estate 52 old none own 1 unskilled - resident 1 none yes 1
no checking account 12 critical account / other credits existing (not at this bank) business 1412 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married guarantor 2 real estate 29 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) furniture/equipment 1295 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 27 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 36 existing credits paid back duly till now education 12612 100 DM <= ... < 500 DM 1 to less than 4 years 1 male: single male single none 4 unknown/no property 47 old none for free 1 skilled employee/official 2 yes, registered under the customer's name yes 2
less than 0 DM 18 existing credits paid back duly till now car (new) 2249 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: single male single none 3 car or other, not in attribute 6 30 old none own 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
less than 0 DM 12 no credits taken / all credits paid back duly repairs 1108 less than 100 DM 4 to less than 7 years 4 male: single male single none 3 real estate 28 old none own 2 skilled employee/official 1 none yes 2
no checking account 12 critical account / other credits existing (not at this bank) radio/television 618 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 56 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 12 critical account / other credits existing (not at this bank) car (used) 1409 less than 100 DM 7 years or more 4 male: single male single none 3 real estate 54 old none own 1 skilled employee/official 1 none yes 1
no checking account 12 critical account / other credits existing (not at this bank) radio/television 797 unknown/no savings account 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 3 building society savings agreement/life insurance 33 old bank own 1 unskilled - resident 2 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 24 critical account / other credits existing (not at this bank) furniture/equipment 3617 unknown/no savings account 7 years or more 4 male: single male single co-applicant 4 unknown/no property 20 young none rent 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 1318 greater than or equal to 1000 DM 7 years or more 4 male: single male single none 4 real estate 54 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 54 no credits taken / all credits paid back duly business 15945 less than 100 DM less than 1 year 3 male: single male single none 4 unknown/no property 58 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 12 critical account / other credits existing (not at this bank) education 2012 unknown/no savings account 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 61 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 18 existing credits paid back duly till now business 2622 100 DM <= ... < 500 DM 1 to less than 4 years 4 male: single male single none 4 car or other, not in attribute 6 34 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 36 critical account / other credits existing (not at this bank) radio/television 2337 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 36 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 20 delay in paying off in the past car (used) 7057 unknown/no savings account 4 to less than 7 years 3 male: single male single none 4 building society savings agreement/life insurance 36 old bank rent 2 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now car (new) 1469 100 DM <= ... < 500 DM 7 years or more 4 male: married/widowed male married/widowed none 4 real estate 41 old none rent 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 36 existing credits paid back duly till now radio/television 2323 less than 100 DM 4 to less than 7 years 4 male: single male single none 4 car or other, not in attribute 6 24 young none rent 1 skilled employee/official 1 none yes 1
no checking account 6 delay in paying off in the past radio/television 932 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 real estate 24 young none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 9 critical account / other credits existing (not at this bank) furniture/equipment 1919 less than 100 DM 4 to less than 7 years 4 male: single male single none 3 car or other, not in attribute 6 35 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now car (used) 2445 unknown/no savings account less than 1 year 2 male: married/widowed male married/widowed none 4 car or other, not in attribute 6 26 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) others 11938 less than 100 DM 1 to less than 4 years 2 male: single male single co-applicant 3 car or other, not in attribute 6 39 old none own 2 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 2
no checking account 18 all credits at this bank paid back duly car (new) 6458 less than 100 DM 7 years or more 2 male: single male single none 4 unknown/no property 39 old bank own 2 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 2
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 6078 less than 100 DM 4 to less than 7 years 2 male: single male single none 2 car or other, not in attribute 6 32 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 7721 unknown/no savings account less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 30 old none own 1 skilled employee/official 1 yes, registered under the customer's name no 1
between 0 and 200 DM 14 existing credits paid back duly till now business 1410 500 DM <= ... < 1000 DM 7 years or more 1 male: married/widowed male married/widowed none 2 real estate 35 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 6 delay in paying off in the past business 1449 100 DM <= ... < 500 DM 7 years or more 1 male: divorced/separated male divorced/separated none 2 car or other, not in attribute 6 31 old bank own 2 skilled employee/official 2 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 15 existing credits paid back duly till now education 392 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 23 young none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 existing credits paid back duly till now car (new) 6260 less than 100 DM 4 to less than 7 years 3 male: single male single none 3 real estate 28 old none rent 1 unskilled - resident 1 none yes 1
no checking account 36 critical account / other credits existing (not at this bank) car (new) 7855 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 real estate 25 young stores own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 12 existing credits paid back duly till now radio/television 1680 500 DM <= ... < 1000 DM 7 years or more 3 male: married/widowed male married/widowed none 1 real estate 35 old none own 1 skilled employee/official 1 none yes 1
no checking account 48 critical account / other credits existing (not at this bank) radio/television 3578 unknown/no savings account 7 years or more 4 male: single male single none 1 real estate 47 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 42 existing credits paid back duly till now radio/television 7174 unknown/no savings account 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 30 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 10 critical account / other credits existing (not at this bank) furniture/equipment 2132 unknown/no savings account less than 1 year 2 female: divorced/separated/married female divorced/separated/married co-applicant 3 real estate 27 old none rent 2 skilled employee/official 1 none no 1
less than 0 DM 33 critical account / other credits existing (not at this bank) furniture/equipment 4281 500 DM <= ... < 1000 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 23 young none own 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) car (new) 2366 500 DM <= ... < 1000 DM 4 to less than 7 years 3 male: divorced/separated male divorced/separated none 3 car or other, not in attribute 6 36 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 21 existing credits paid back duly till now radio/television 1835 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 real estate 25 young none own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 24 critical account / other credits existing (not at this bank) car (used) 3868 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 41 old none rent 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now furniture/equipment 1768 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 real estate 24 young none rent 1 unskilled - resident 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 10 critical account / other credits existing (not at this bank) car (new) 781 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 63 old none for free 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 existing credits paid back duly till now furniture/equipment 1924 unknown/no savings account less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 3 real estate 27 old none rent 1 skilled employee/official 1 none yes 2
less than 0 DM 12 critical account / other credits existing (not at this bank) car (new) 2121 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 30 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now radio/television 701 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 2 real estate 40 old none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now repairs 639 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 30 old none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) car (used) 1860 less than 100 DM unemployed 4 male: single male single none 2 car or other, not in attribute 6 34 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 12 critical account / other credits existing (not at this bank) car (new) 3499 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married co-applicant 2 real estate 29 old none own 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 48 existing credits paid back duly till now car (new) 8487 unknown/no savings account 4 to less than 7 years 1 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 24 young none own 1 skilled employee/official 1 none yes 1
less than 0 DM 36 delay in paying off in the past education 6887 less than 100 DM 1 to less than 4 years 4 male: single male single none 3 building society savings agreement/life insurance 29 old stores own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 15 existing credits paid back duly till now furniture/equipment 2708 less than 100 DM less than 1 year 2 male: single male single none 3 building society savings agreement/life insurance 27 old bank own 2 unskilled - resident 1 none yes 1
no checking account 18 existing credits paid back duly till now furniture/equipment 1984 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 unknown/no property 47 old bank for free 2 skilled employee/official 1 none yes 1
no checking account 60 existing credits paid back duly till now radio/television 10144 100 DM <= ... < 500 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 4 real estate 21 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) radio/television 1240 unknown/no savings account 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 2 real estate 38 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 27 delay in paying off in the past car (used) 8613 greater than or equal to 1000 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 27 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 766 500 DM <= ... < 1000 DM 1 to less than 4 years 4 male: single male single none 3 real estate 66 old none own 1 unskilled - resident 1 none yes 2
between 0 and 200 DM 15 critical account / other credits existing (not at this bank) radio/television 2728 unknown/no savings account 4 to less than 7 years 4 male: single male single guarantor 2 real estate 35 old bank own 3 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 existing credits paid back duly till now radio/television 1881 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 44 old none rent 1 unskilled - resident 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 6 existing credits paid back duly till now car (new) 709 greater than or equal to 1000 DM less than 1 year 2 male: married/widowed male married/widowed none 2 real estate 27 old none own 1 unemployed/unskilled - non-resident 1 none no 1
between 0 and 200 DM 36 existing credits paid back duly till now radio/television 4795 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 unknown/no property 30 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 27 existing credits paid back duly till now radio/television 3416 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 car or other, not in attribute 6 27 old none own 1 management/self-employed/highly qualified employee/officer 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now furniture/equipment 2462 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 22 young none own 1 skilled employee/official 1 none yes 2
no checking account 21 critical account / other credits existing (not at this bank) furniture/equipment 2288 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 23 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 48 all credits at this bank paid back duly business 3566 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: single male single none 2 car or other, not in attribute 6 30 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 6 critical account / other credits existing (not at this bank) car (new) 860 less than 100 DM 7 years or more 1 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 39 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) car (new) 682 100 DM <= ... < 500 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 51 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 36 critical account / other credits existing (not at this bank) furniture/equipment 5371 less than 100 DM 1 to less than 4 years 3 male: single male single guarantor 2 building society savings agreement/life insurance 28 old none own 2 skilled employee/official 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 1582 greater than or equal to 1000 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 46 old none own 2 skilled employee/official 1 none yes 1
no checking account 6 existing credits paid back duly till now radio/television 1346 100 DM <= ... < 500 DM 7 years or more 2 male: single male single none 4 unknown/no property 42 old bank for free 1 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 10 existing credits paid back duly till now radio/television 1924 less than 100 DM 1 to less than 4 years 1 male: single male single none 4 building society savings agreement/life insurance 38 old none own 1 skilled employee/official 1 yes, registered under the customer's name no 1
greater than or equal to 200 DM / salary assignments for at least 1 year 36 existing credits paid back duly till now radio/television 5848 less than 100 DM 1 to less than 4 years 4 male: single male single none 1 car or other, not in attribute 6 24 young none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) car (used) 7758 greater than or equal to 1000 DM 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 29 old none rent 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 24 delay in paying off in the past business 6967 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: single male single none 4 car or other, not in attribute 6 36 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 1282 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 20 young none rent 1 skilled employee/official 1 none yes 2
less than 0 DM 9 critical account / other credits existing (not at this bank) repairs 1288 100 DM <= ... < 500 DM 7 years or more 3 male: single male single guarantor 4 real estate 48 old none own 2 skilled employee/official 2 none no 1
less than 0 DM 12 all credits at this bank paid back duly retraining 339 less than 100 DM 7 years or more 4 male: married/widowed male married/widowed none 1 car or other, not in attribute 6 45 old bank own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now car (new) 3512 100 DM <= ... < 500 DM 4 to less than 7 years 2 male: single male single none 3 car or other, not in attribute 6 38 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 6 critical account / other credits existing (not at this bank) radio/television 1898 unknown/no savings account 1 to less than 4 years 1 male: single male single none 2 real estate 34 old none own 2 unskilled - resident 2 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) radio/television 2872 100 DM <= ... < 500 DM 7 years or more 3 male: single male single none 4 real estate 36 old none own 1 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 18 critical account / other credits existing (not at this bank) car (new) 1055 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 30 old none own 2 skilled employee/official 1 none yes 1
no checking account 15 existing credits paid back duly till now domestic appliances 1262 500 DM <= ... < 1000 DM 4 to less than 7 years 4 male: single male single none 3 building society savings agreement/life insurance 36 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 10 existing credits paid back duly till now car (new) 7308 less than 100 DM unemployed 2 male: single male single none 4 unknown/no property 70 old bank for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 36 existing credits paid back duly till now car (new) 909 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 36 old none own 1 skilled employee/official 1 none yes 1
no checking account 6 existing credits paid back duly till now furniture/equipment 2978 500 DM <= ... < 1000 DM 1 to less than 4 years 1 male: single male single none 2 car or other, not in attribute 6 32 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 18 existing credits paid back duly till now furniture/equipment 1131 less than 100 DM unemployed 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 33 old none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 11 existing credits paid back duly till now furniture/equipment 1577 greater than or equal to 1000 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 20 young none own 1 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now furniture/equipment 3972 less than 100 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 25 young none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) business 1935 less than 100 DM 7 years or more 4 male: divorced/separated male divorced/separated none 4 real estate 31 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 15 no credits taken / all credits paid back duly car (new) 950 less than 100 DM 7 years or more 4 male: single male single none 3 car or other, not in attribute 6 33 old none rent 2 skilled employee/official 2 none yes 2
no checking account 12 existing credits paid back duly till now furniture/equipment 763 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 26 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 delay in paying off in the past furniture/equipment 2064 less than 100 DM unemployed 3 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 34 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 8 existing credits paid back duly till now radio/television 1414 less than 100 DM 1 to less than 4 years 4 male: single male single guarantor 2 real estate 33 old none own 1 skilled employee/official 1 none no 1
less than 0 DM 21 delay in paying off in the past education 3414 less than 100 DM less than 1 year 2 male: single male single none 1 building society savings agreement/life insurance 26 old none own 2 skilled employee/official 1 none yes 2
no checking account 30 all credits at this bank paid back duly car (used) 7485 unknown/no savings account unemployed 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 53 old bank own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 2577 less than 100 DM 1 to less than 4 years 2 male: divorced/separated male divorced/separated none 1 car or other, not in attribute 6 42 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 6 critical account / other credits existing (not at this bank) radio/television 338 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 52 old none own 2 skilled employee/official 1 none yes 1
no checking account 12 existing credits paid back duly till now radio/television 1963 less than 100 DM 4 to less than 7 years 4 male: single male single none 2 car or other, not in attribute 6 31 old none rent 2 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
less than 0 DM 21 critical account / other credits existing (not at this bank) car (new) 571 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 65 old none own 2 skilled employee/official 1 none yes 1
no checking account 36 delay in paying off in the past business 9572 less than 100 DM less than 1 year 1 male: divorced/separated male divorced/separated none 1 car or other, not in attribute 6 28 old none own 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 36 delay in paying off in the past business 4455 less than 100 DM 1 to less than 4 years 2 male: divorced/separated male divorced/separated none 2 real estate 30 old stores own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 21 all credits at this bank paid back duly car (new) 1647 unknown/no savings account 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 40 old none own 2 unskilled - resident 2 none yes 2
no checking account 24 critical account / other credits existing (not at this bank) furniture/equipment 3777 greater than or equal to 1000 DM 1 to less than 4 years 4 male: single male single none 4 real estate 50 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) car (new) 884 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 36 old bank own 1 skilled employee/official 2 yes, registered under the customer's name yes 2
no checking account 15 critical account / other credits existing (not at this bank) radio/television 1360 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 31 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 9 all credits at this bank paid back duly car (used) 5129 less than 100 DM 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 74 old bank for free 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 2
between 0 and 200 DM 16 critical account / other credits existing (not at this bank) car (new) 1175 less than 100 DM unemployed 2 male: single male single none 3 car or other, not in attribute 6 68 old none for free 3 unemployed/unskilled - non-resident 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now radio/television 674 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: married/widowed male married/widowed none 1 building society savings agreement/life insurance 20 young none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 18 no credits taken / all credits paid back duly furniture/equipment 3244 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 33 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now business 4591 greater than or equal to 1000 DM 1 to less than 4 years 2 male: single male single none 3 building society savings agreement/life insurance 54 old none own 3 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 48 no credits taken / all credits paid back duly business 3844 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: single male single none 4 unknown/no property 34 old none for free 1 unskilled - resident 2 none yes 2
between 0 and 200 DM 27 existing credits paid back duly till now business 3915 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 36 old none own 1 skilled employee/official 2 yes, registered under the customer's name yes 2
no checking account 6 existing credits paid back duly till now radio/television 2108 less than 100 DM 4 to less than 7 years 2 male: married/widowed male married/widowed none 2 real estate 29 old none rent 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 45 existing credits paid back duly till now radio/television 3031 100 DM <= ... < 500 DM 1 to less than 4 years 4 male: single male single guarantor 4 building society savings agreement/life insurance 21 young none rent 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 9 critical account / other credits existing (not at this bank) education 1501 less than 100 DM 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 34 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 6 critical account / other credits existing (not at this bank) radio/television 1382 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 28 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now furniture/equipment 951 100 DM <= ... < 500 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 27 old bank rent 4 skilled employee/official 1 none yes 2
between 0 and 200 DM 24 existing credits paid back duly till now car (used) 2760 unknown/no savings account 7 years or more 4 male: single male single none 4 unknown/no property 36 old bank for free 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 delay in paying off in the past furniture/equipment 4297 less than 100 DM 7 years or more 4 male: divorced/separated male divorced/separated none 3 unknown/no property 40 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 9 critical account / other credits existing (not at this bank) education 936 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 52 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now car (new) 1168 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 3 real estate 27 old none own 1 unskilled - resident 1 none yes 1
no checking account 27 delay in paying off in the past business 5117 less than 100 DM 4 to less than 7 years 3 male: single male single none 4 car or other, not in attribute 6 26 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now retraining 902 less than 100 DM 4 to less than 7 years 4 male: married/widowed male married/widowed none 4 building society savings agreement/life insurance 21 young none rent 1 skilled employee/official 1 none yes 2
no checking account 12 critical account / other credits existing (not at this bank) car (new) 1495 less than 100 DM 7 years or more 4 male: single male single none 1 real estate 38 old none own 2 unskilled - resident 2 none yes 1
less than 0 DM 30 critical account / other credits existing (not at this bank) car (used) 10623 less than 100 DM 7 years or more 3 male: single male single none 4 unknown/no property 38 old none for free 3 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) furniture/equipment 1935 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 43 old none own 3 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) domestic appliances 1424 less than 100 DM 4 to less than 7 years 4 male: single male single none 3 building society savings agreement/life insurance 26 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now business 6568 less than 100 DM 1 to less than 4 years 2 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 21 young stores own 1 unskilled - resident 1 none yes 1
no checking account 12 existing credits paid back duly till now car (used) 1413 greater than or equal to 1000 DM 4 to less than 7 years 3 male: single male single none 2 building society savings agreement/life insurance 55 old none own 1 skilled employee/official 1 none no 1
no checking account 9 critical account / other credits existing (not at this bank) radio/television 3074 unknown/no savings account 1 to less than 4 years 1 male: single male single none 2 real estate 33 old none own 2 skilled employee/official 2 none yes 1
no checking account 36 existing credits paid back duly till now radio/television 3835 unknown/no savings account 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 real estate 45 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 1
less than 0 DM 27 no credits taken / all credits paid back duly business 5293 less than 100 DM unemployed 2 male: single male single none 4 building society savings agreement/life insurance 50 old stores own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 30 delay in paying off in the past business 1908 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 66 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 36 critical account / other credits existing (not at this bank) radio/television 3342 unknown/no savings account 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 51 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 6 critical account / other credits existing (not at this bank) retraining 932 unknown/no savings account 4 to less than 7 years 1 female: divorced/separated/married female divorced/separated/married none 3 building society savings agreement/life insurance 39 old none own 2 unskilled - resident 1 none yes 1
less than 0 DM 18 no credits taken / all credits paid back duly business 3104 less than 100 DM 4 to less than 7 years 3 male: single male single none 1 building society savings agreement/life insurance 31 old bank own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 36 existing credits paid back duly till now radio/television 3913 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 23 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 3021 less than 100 DM 1 to less than 4 years 2 male: divorced/separated male divorced/separated none 2 real estate 24 young none rent 1 unskilled - resident 1 none yes 1
no checking account 10 existing credits paid back duly till now car (new) 1364 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 64 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 625 less than 100 DM less than 1 year 4 male: married/widowed male married/widowed guarantor 1 real estate 26 old bank own 1 unskilled - resident 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now education 1200 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 23 young bank rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now radio/television 707 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 real estate 30 old bank own 2 skilled employee/official 1 none yes 1
no checking account 24 delay in paying off in the past business 2978 unknown/no savings account 1 to less than 4 years 4 male: single male single none 4 real estate 32 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 15 existing credits paid back duly till now car (used) 4657 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 car or other, not in attribute 6 30 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 36 no credits taken / all credits paid back duly repairs 2613 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 27 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 48 existing credits paid back duly till now radio/television 10961 greater than or equal to 1000 DM 4 to less than 7 years 1 male: single male single co-applicant 2 unknown/no property 27 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 7865 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 53 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 9 existing credits paid back duly till now radio/television 1478 less than 100 DM 4 to less than 7 years 4 male: single male single none 2 car or other, not in attribute 6 22 young none own 1 skilled employee/official 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 3149 less than 100 DM less than 1 year 4 male: single male single none 1 unknown/no property 22 young bank for free 1 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 36 existing credits paid back duly till now radio/television 4210 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 26 old none own 1 skilled employee/official 1 none yes 2
no checking account 9 existing credits paid back duly till now car (new) 2507 500 DM <= ... < 1000 DM 7 years or more 2 male: single male single none 4 unknown/no property 51 old none for free 1 unskilled - resident 1 none yes 1
no checking account 12 existing credits paid back duly till now radio/television 2141 100 DM <= ... < 500 DM 4 to less than 7 years 3 male: single male single none 1 unknown/no property 35 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 18 existing credits paid back duly till now radio/television 866 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed guarantor 2 real estate 25 young none own 1 unskilled - resident 1 none yes 1
no checking account 4 critical account / other credits existing (not at this bank) radio/television 1544 less than 100 DM 4 to less than 7 years 2 male: single male single none 1 real estate 42 old none own 3 unskilled - resident 2 none yes 1
less than 0 DM 24 existing credits paid back duly till now radio/television 1823 less than 100 DM unemployed 4 male: single male single none 2 car or other, not in attribute 6 30 old stores own 1 management/self-employed/highly qualified employee/officer 2 none yes 2
between 0 and 200 DM 6 existing credits paid back duly till now car (new) 14555 unknown/no savings account unemployed 1 male: single male single none 2 building society savings agreement/life insurance 23 young none own 1 unemployed/unskilled - non-resident 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 21 existing credits paid back duly till now business 2767 100 DM <= ... < 500 DM 7 years or more 4 male: divorced/separated male divorced/separated none 2 car or other, not in attribute 6 61 old bank rent 2 unskilled - resident 1 none yes 2
no checking account 12 critical account / other credits existing (not at this bank) radio/television 1291 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 35 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 30 existing credits paid back duly till now radio/television 2522 less than 100 DM 7 years or more 1 male: single male single guarantor 3 building society savings agreement/life insurance 39 old none own 1 skilled employee/official 2 none yes 1
less than 0 DM 24 existing credits paid back duly till now car (new) 915 unknown/no savings account 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 29 old bank own 1 skilled employee/official 1 none yes 2
no checking account 6 existing credits paid back duly till now radio/television 1595 less than 100 DM 4 to less than 7 years 3 male: single male single none 2 building society savings agreement/life insurance 51 old none own 1 skilled employee/official 2 none yes 1
less than 0 DM 48 no credits taken / all credits paid back duly car (used) 4605 less than 100 DM 7 years or more 3 male: single male single none 4 unknown/no property 24 young none for free 2 skilled employee/official 2 none yes 2
no checking account 12 critical account / other credits existing (not at this bank) business 1185 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 real estate 27 old none own 2 skilled employee/official 1 none yes 1
no checking account 12 all credits at this bank paid back duly retraining 3447 500 DM <= ... < 1000 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 3 real estate 35 old none own 1 unskilled - resident 2 none yes 1
no checking account 24 existing credits paid back duly till now business 1258 less than 100 DM 4 to less than 7 years 4 male: single male single none 1 real estate 25 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) radio/television 717 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 52 old none own 3 skilled employee/official 1 none yes 1
no checking account 6 no credits taken / all credits paid back duly car (new) 1204 100 DM <= ... < 500 DM 1 to less than 4 years 4 male: single male single none 1 unknown/no property 35 old bank rent 1 skilled employee/official 1 none no 1
greater than or equal to 200 DM / salary assignments for at least 1 year 24 existing credits paid back duly till now furniture/equipment 1925 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 26 old none own 1 skilled employee/official 1 none yes 1
no checking account 18 existing credits paid back duly till now radio/television 433 less than 100 DM unemployed 3 female: divorced/separated/married female divorced/separated/married co-applicant 4 real estate 22 young none rent 1 skilled employee/official 1 none yes 2
less than 0 DM 6 critical account / other credits existing (not at this bank) car (new) 666 greater than or equal to 1000 DM 4 to less than 7 years 3 female: divorced/separated/married female divorced/separated/married none 4 real estate 39 old none own 2 unskilled - resident 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 existing credits paid back duly till now furniture/equipment 2251 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 46 old none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 30 existing credits paid back duly till now car (new) 2150 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married guarantor 2 unknown/no property 24 young bank own 1 skilled employee/official 1 none yes 2
no checking account 24 delay in paying off in the past furniture/equipment 4151 100 DM <= ... < 500 DM 1 to less than 4 years 2 male: single male single none 3 building society savings agreement/life insurance 35 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 9 existing credits paid back duly till now furniture/equipment 2030 unknown/no savings account 4 to less than 7 years 2 male: single male single none 1 car or other, not in attribute 6 24 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 60 delay in paying off in the past radio/television 7418 unknown/no savings account 1 to less than 4 years 1 male: single male single none 1 real estate 27 old none own 1 unskilled - resident 1 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) radio/television 2684 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 real estate 35 old none own 2 unskilled - resident 1 none yes 1
less than 0 DM 12 all credits at this bank paid back duly radio/television 2149 less than 100 DM 1 to less than 4 years 4 male: divorced/separated male divorced/separated none 1 unknown/no property 29 old none for free 1 skilled employee/official 1 none yes 2
no checking account 15 existing credits paid back duly till now car (used) 3812 100 DM <= ... < 500 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 23 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 11 critical account / other credits existing (not at this bank) radio/television 1154 100 DM <= ... < 500 DM unemployed 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 57 old none own 3 unskilled - resident 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 1657 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 27 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now radio/television 1603 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 55 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 18 critical account / other credits existing (not at this bank) car (new) 5302 less than 100 DM 7 years or more 2 male: single male single none 4 unknown/no property 36 old none for free 3 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) education 2748 less than 100 DM 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 57 old bank for free 3 unskilled - resident 1 none yes 1
no checking account 10 critical account / other credits existing (not at this bank) car (new) 1231 less than 100 DM 7 years or more 3 male: single male single none 4 real estate 32 old none own 2 unskilled - resident 2 none no 1
between 0 and 200 DM 15 existing credits paid back duly till now radio/television 802 less than 100 DM 7 years or more 4 male: single male single none 3 car or other, not in attribute 6 37 old none own 1 skilled employee/official 2 none yes 2
no checking account 36 critical account / other credits existing (not at this bank) business 6304 unknown/no savings account 7 years or more 4 male: single male single none 4 real estate 36 old none own 2 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now radio/television 1533 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 38 old stores own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 14 existing credits paid back duly till now car (new) 8978 less than 100 DM 7 years or more 1 male: divorced/separated male divorced/separated none 4 building society savings agreement/life insurance 45 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name no 2
no checking account 24 existing credits paid back duly till now radio/television 999 unknown/no savings account 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 25 young none own 2 skilled employee/official 1 none yes 1
no checking account 18 existing credits paid back duly till now car (new) 2662 unknown/no savings account 4 to less than 7 years 4 male: single male single none 3 building society savings agreement/life insurance 32 old none own 1 skilled employee/official 1 none no 1
no checking account 12 critical account / other credits existing (not at this bank) furniture/equipment 1402 500 DM <= ... < 1000 DM 4 to less than 7 years 3 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 37 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 48 all credits at this bank paid back duly car (new) 12169 unknown/no savings account unemployed 4 male: single male single co-applicant 4 unknown/no property 36 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 48 existing credits paid back duly till now radio/television 3060 less than 100 DM 4 to less than 7 years 4 male: single male single none 4 real estate 28 old none own 2 skilled employee/official 1 none yes 2
less than 0 DM 30 existing credits paid back duly till now repairs 11998 less than 100 DM less than 1 year 1 male: divorced/separated male divorced/separated none 1 unknown/no property 34 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 2
no checking account 9 existing credits paid back duly till now radio/television 2697 less than 100 DM 1 to less than 4 years 1 male: single male single none 2 real estate 32 old none own 1 skilled employee/official 2 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 2404 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 26 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 1262 unknown/no savings account 7 years or more 2 male: divorced/separated male divorced/separated none 4 building society savings agreement/life insurance 49 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 1
no checking account 6 existing credits paid back duly till now furniture/equipment 4611 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 32 old none own 1 skilled employee/official 1 none yes 2
no checking account 24 existing credits paid back duly till now radio/television 1901 100 DM <= ... < 500 DM 1 to less than 4 years 4 male: single male single none 4 car or other, not in attribute 6 29 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 15 critical account / other credits existing (not at this bank) car (used) 3368 greater than or equal to 1000 DM 7 years or more 3 male: single male single none 4 unknown/no property 23 young none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now furniture/equipment 1574 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 real estate 50 old none own 1 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 18 all credits at this bank paid back duly radio/television 1445 unknown/no savings account 4 to less than 7 years 4 male: single male single none 4 car or other, not in attribute 6 49 old bank own 1 unskilled - resident 1 none yes 1
no checking account 15 critical account / other credits existing (not at this bank) furniture/equipment 1520 unknown/no savings account 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 63 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) car (new) 3878 100 DM <= ... < 500 DM less than 1 year 4 male: divorced/separated male divorced/separated none 2 car or other, not in attribute 6 37 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 47 existing credits paid back duly till now car (new) 10722 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 1 real estate 35 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 1
less than 0 DM 48 existing credits paid back duly till now car (used) 4788 less than 100 DM 4 to less than 7 years 4 male: single male single none 3 building society savings agreement/life insurance 26 old none own 1 skilled employee/official 2 none yes 1
between 0 and 200 DM 48 delay in paying off in the past others 7582 100 DM <= ... < 500 DM unemployed 2 male: single male single none 4 unknown/no property 31 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 1092 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married guarantor 4 real estate 49 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 24 delay in paying off in the past radio/television 1024 less than 100 DM less than 1 year 4 male: married/widowed male married/widowed none 4 real estate 48 old stores own 1 skilled employee/official 1 none yes 2
no checking account 12 existing credits paid back duly till now business 1076 less than 100 DM 1 to less than 4 years 2 male: married/widowed male married/widowed none 2 real estate 26 old none own 1 skilled employee/official 1 yes, registered under the customer's name no 1
between 0 and 200 DM 36 existing credits paid back duly till now car (used) 9398 less than 100 DM less than 1 year 1 male: married/widowed male married/widowed none 4 car or other, not in attribute 6 28 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 24 critical account / other credits existing (not at this bank) car (used) 6419 less than 100 DM 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 44 old none for free 2 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 42 critical account / other credits existing (not at this bank) car (used) 4796 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 56 old none for free 1 skilled employee/official 1 none yes 1
no checking account 48 critical account / other credits existing (not at this bank) business 7629 unknown/no savings account 7 years or more 4 male: divorced/separated male divorced/separated none 2 car or other, not in attribute 6 46 old bank own 2 management/self-employed/highly qualified employee/officer 2 none yes 1
between 0 and 200 DM 48 existing credits paid back duly till now furniture/equipment 9960 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 26 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 12 existing credits paid back duly till now car (used) 4675 unknown/no savings account less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 20 young none rent 1 skilled employee/official 1 none yes 1
no checking account 10 existing credits paid back duly till now car (new) 1287 unknown/no savings account 7 years or more 4 male: single male single co-applicant 2 building society savings agreement/life insurance 45 old none own 1 unskilled - resident 1 none no 1
no checking account 18 existing credits paid back duly till now furniture/equipment 2515 less than 100 DM 1 to less than 4 years 3 male: single male single none 4 real estate 43 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 21 critical account / other credits existing (not at this bank) furniture/equipment 2745 greater than or equal to 1000 DM 4 to less than 7 years 3 male: single male single none 2 car or other, not in attribute 6 32 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 6 existing credits paid back duly till now car (new) 672 less than 100 DM unemployed 1 female: divorced/separated/married female divorced/separated/married none 4 real estate 54 old none own 1 unemployed/unskilled - non-resident 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 36 no credits taken / all credits paid back duly radio/television 3804 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 42 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 24 critical account / other credits existing (not at this bank) car (new) 1344 unknown/no savings account 4 to less than 7 years 4 male: single male single none 2 real estate 37 old bank own 2 unskilled - resident 2 none yes 2
less than 0 DM 10 critical account / other credits existing (not at this bank) car (new) 1038 less than 100 DM 4 to less than 7 years 4 male: single male single co-applicant 3 building society savings agreement/life insurance 49 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 48 critical account / other credits existing (not at this bank) car (new) 10127 500 DM <= ... < 1000 DM 1 to less than 4 years 2 male: single male single none 2 unknown/no property 44 old bank for free 1 skilled employee/official 1 none yes 2
no checking account 6 existing credits paid back duly till now furniture/equipment 1543 greater than or equal to 1000 DM 1 to less than 4 years 4 male: divorced/separated male divorced/separated none 2 real estate 33 old none own 1 skilled employee/official 1 none yes 1
no checking account 30 existing credits paid back duly till now car (used) 4811 unknown/no savings account 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 24 young stores rent 1 unskilled - resident 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now radio/television 727 100 DM <= ... < 500 DM less than 1 year 4 male: married/widowed male married/widowed none 3 unknown/no property 33 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 8 existing credits paid back duly till now furniture/equipment 1237 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 4 real estate 24 young none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 9 existing credits paid back duly till now car (new) 276 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 4 real estate 22 young none rent 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 48 existing credits paid back duly till now others 5381 unknown/no savings account unemployed 3 male: single male single none 4 unknown/no property 40 old bank for free 1 unemployed/unskilled - non-resident 1 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now furniture/equipment 5511 100 DM <= ... < 500 DM 1 to less than 4 years 4 male: single male single none 1 car or other, not in attribute 6 25 young stores own 1 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 24 existing credits paid back duly till now furniture/equipment 3749 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 26 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 685 less than 100 DM 4 to less than 7 years 2 male: married/widowed male married/widowed none 3 car or other, not in attribute 6 25 young bank own 1 unskilled - resident 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 4 existing credits paid back duly till now car (new) 1494 unknown/no savings account less than 1 year 1 male: single male single none 2 real estate 29 old none own 1 unskilled - resident 2 none no 1
less than 0 DM 36 all credits at this bank paid back duly furniture/equipment 2746 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 31 old bank own 1 skilled employee/official 1 none yes 2
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 708 less than 100 DM 1 to less than 4 years 2 male: single male single guarantor 3 building society savings agreement/life insurance 38 old none own 1 unskilled - resident 2 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now furniture/equipment 4351 unknown/no savings account 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 48 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) education 701 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 32 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 15 delay in paying off in the past furniture/equipment 3643 less than 100 DM 7 years or more 1 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 27 old none own 2 unskilled - resident 1 none yes 1
between 0 and 200 DM 30 critical account / other credits existing (not at this bank) car (new) 4249 less than 100 DM unemployed 4 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 28 old none own 2 management/self-employed/highly qualified employee/officer 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now radio/television 1938 less than 100 DM less than 1 year 4 male: divorced/separated male divorced/separated none 3 building society savings agreement/life insurance 32 old none own 1 skilled employee/official 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now car (used) 2910 less than 100 DM 4 to less than 7 years 2 male: single male single none 1 unknown/no property 34 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 18 existing credits paid back duly till now furniture/equipment 2659 greater than or equal to 1000 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 28 old none own 1 skilled employee/official 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) car (new) 1028 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 3 real estate 36 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 8 critical account / other credits existing (not at this bank) car (new) 3398 less than 100 DM 4 to less than 7 years 1 male: single male single none 4 real estate 39 old none own 2 unskilled - resident 1 none no 1
no checking account 12 critical account / other credits existing (not at this bank) furniture/equipment 5801 unknown/no savings account 7 years or more 2 male: single male single none 4 building society savings agreement/life insurance 49 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now car (new) 1525 greater than or equal to 1000 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 34 old none own 1 skilled employee/official 2 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 36 existing credits paid back duly till now radio/television 4473 less than 100 DM 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 31 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 6 existing credits paid back duly till now radio/television 1068 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 28 old none own 1 skilled employee/official 2 none yes 1
less than 0 DM 24 critical account / other credits existing (not at this bank) car (used) 6615 less than 100 DM unemployed 2 male: single male single none 4 unknown/no property 75 old none for free 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 18 critical account / other credits existing (not at this bank) education 1864 100 DM <= ... < 500 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 real estate 30 old none own 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 60 existing credits paid back duly till now car (new) 7408 100 DM <= ... < 500 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 24 young none own 1 management/self-employed/highly qualified employee/officer 1 none yes 2
no checking account 48 critical account / other credits existing (not at this bank) car (used) 11590 100 DM <= ... < 500 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 24 young bank rent 2 unskilled - resident 1 none yes 2
less than 0 DM 24 no credits taken / all credits paid back duly furniture/equipment 4110 less than 100 DM 7 years or more 3 male: single male single none 4 unknown/no property 23 young bank rent 2 skilled employee/official 2 none yes 2
less than 0 DM 6 critical account / other credits existing (not at this bank) furniture/equipment 3384 less than 100 DM 1 to less than 4 years 1 male: divorced/separated male divorced/separated none 4 real estate 44 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 13 existing credits paid back duly till now radio/television 2101 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married guarantor 4 building society savings agreement/life insurance 23 young none own 1 unskilled - resident 1 none yes 1
less than 0 DM 15 existing credits paid back duly till now domestic appliances 1275 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 24 young none rent 1 skilled employee/official 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 4169 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 building society savings agreement/life insurance 28 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 10 existing credits paid back duly till now furniture/equipment 1521 less than 100 DM 1 to less than 4 years 4 male: divorced/separated male divorced/separated none 2 car or other, not in attribute 6 31 old none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) education 5743 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 24 young none for free 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 21 existing credits paid back duly till now furniture/equipment 3599 less than 100 DM 4 to less than 7 years 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 26 old none rent 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 18 existing credits paid back duly till now radio/television 3213 500 DM <= ... < 1000 DM less than 1 year 1 male: married/widowed male married/widowed none 3 real estate 25 young none rent 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 18 existing credits paid back duly till now business 4439 less than 100 DM 7 years or more 1 male: single male single co-applicant 1 real estate 33 old bank own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 10 existing credits paid back duly till now car (new) 3949 less than 100 DM less than 1 year 1 male: single male single guarantor 1 building society savings agreement/life insurance 37 old none own 1 unskilled - resident 2 none yes 1
no checking account 15 critical account / other credits existing (not at this bank) radio/television 1459 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 43 old none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 13 critical account / other credits existing (not at this bank) radio/television 882 less than 100 DM less than 1 year 4 male: single male single guarantor 4 real estate 23 young none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now radio/television 3758 500 DM <= ... < 1000 DM unemployed 1 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 23 young none rent 1 unemployed/unskilled - non-resident 1 none yes 1
no checking account 6 delay in paying off in the past business 1743 100 DM <= ... < 500 DM 1 to less than 4 years 1 male: single male single none 2 real estate 34 old none own 2 unskilled - resident 1 none yes 1
between 0 and 200 DM 9 critical account / other credits existing (not at this bank) education 1136 greater than or equal to 1000 DM 7 years or more 4 male: single male single none 3 unknown/no property 32 old none for free 2 skilled employee/official 2 none yes 2
no checking account 9 existing credits paid back duly till now domestic appliances 1236 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 4 real estate 23 young none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 9 existing credits paid back duly till now furniture/equipment 959 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 29 old none own 1 skilled employee/official 1 none no 2
no checking account 18 critical account / other credits existing (not at this bank) car (used) 3229 unknown/no savings account unemployed 2 male: single male single none 4 unknown/no property 38 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 12 no credits taken / all credits paid back duly radio/television 6199 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 28 old none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 10 existing credits paid back duly till now education 727 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 4 unknown/no property 46 old none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 existing credits paid back duly till now car (new) 1246 less than 100 DM less than 1 year 4 male: single male single none 2 real estate 23 young stores own 1 unskilled - resident 1 none yes 2
no checking account 12 critical account / other credits existing (not at this bank) radio/television 2331 unknown/no savings account 7 years or more 1 male: single male single co-applicant 4 real estate 49 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 36 delay in paying off in the past radio/television 4463 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 26 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 12 existing credits paid back duly till now radio/television 776 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 2 real estate 28 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 30 existing credits paid back duly till now furniture/equipment 2406 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 23 young none rent 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 18 existing credits paid back duly till now education 1239 unknown/no savings account 1 to less than 4 years 4 male: single male single none 4 unknown/no property 61 old none for free 1 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 existing credits paid back duly till now radio/television 3399 unknown/no savings account 7 years or more 2 male: single male single none 3 car or other, not in attribute 6 37 old none own 1 management/self-employed/highly qualified employee/officer 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 delay in paying off in the past car (new) 2247 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 36 old stores own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 6 existing credits paid back duly till now furniture/equipment 1766 less than 100 DM 1 to less than 4 years 1 male: married/widowed male married/widowed none 2 building society savings agreement/life insurance 21 young none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now furniture/equipment 2473 less than 100 DM unemployed 4 male: single male single none 1 car or other, not in attribute 6 25 young none own 1 unemployed/unskilled - non-resident 1 none yes 2
no checking account 12 existing credits paid back duly till now business 1542 less than 100 DM 4 to less than 7 years 2 male: single male single none 4 car or other, not in attribute 6 36 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 18 critical account / other credits existing (not at this bank) car (used) 3850 less than 100 DM 4 to less than 7 years 3 male: single male single none 1 car or other, not in attribute 6 27 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now furniture/equipment 3650 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 22 young none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 36 existing credits paid back duly till now furniture/equipment 3446 less than 100 DM 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 42 old none own 1 skilled employee/official 2 none yes 2
between 0 and 200 DM 18 existing credits paid back duly till now furniture/equipment 3001 less than 100 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 4 real estate 40 old none rent 1 skilled employee/official 1 none yes 1
no checking account 36 existing credits paid back duly till now car (new) 3079 unknown/no savings account 1 to less than 4 years 4 male: single male single none 4 real estate 36 old none own 1 skilled employee/official 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 6070 less than 100 DM 7 years or more 3 male: single male single none 4 car or other, not in attribute 6 33 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 10 critical account / other credits existing (not at this bank) furniture/equipment 2146 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 3 real estate 23 young none rent 2 skilled employee/official 1 none yes 1
no checking account 60 critical account / other credits existing (not at this bank) car (new) 13756 unknown/no savings account 7 years or more 2 male: single male single none 4 unknown/no property 63 old bank for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 60 all credits at this bank paid back duly others 14782 100 DM <= ... < 500 DM 7 years or more 3 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 60 old bank for free 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 48 all credits at this bank paid back duly business 7685 less than 100 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married guarantor 4 car or other, not in attribute 6 37 old none rent 1 skilled employee/official 1 none yes 2
no checking account 18 delay in paying off in the past radio/television 2320 less than 100 DM unemployed 2 male: married/widowed male married/widowed none 3 real estate 34 old none own 2 skilled employee/official 1 none yes 1
no checking account 7 delay in paying off in the past radio/television 846 unknown/no savings account 7 years or more 3 male: single male single none 4 unknown/no property 36 old none for free 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 36 existing credits paid back duly till now car (new) 14318 less than 100 DM 7 years or more 4 male: single male single none 2 unknown/no property 57 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 6 critical account / other credits existing (not at this bank) car (new) 362 100 DM <= ... < 500 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 52 old none own 2 unskilled - resident 1 none yes 1
less than 0 DM 20 existing credits paid back duly till now furniture/equipment 2212 unknown/no savings account 4 to less than 7 years 4 male: single male single none 4 car or other, not in attribute 6 39 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 existing credits paid back duly till now car (used) 12976 less than 100 DM unemployed 3 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 38 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 22 existing credits paid back duly till now car (new) 1283 unknown/no savings account 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 25 young none rent 1 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 existing credits paid back duly till now car (new) 1330 less than 100 DM less than 1 year 4 male: single male single none 1 real estate 26 old none own 1 skilled employee/official 1 none yes 1
no checking account 30 delay in paying off in the past business 4272 100 DM <= ... < 500 DM 1 to less than 4 years 2 male: single male single none 2 building society savings agreement/life insurance 26 old none own 2 unskilled - resident 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 2238 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 25 young none own 2 skilled employee/official 1 none yes 1
no checking account 18 existing credits paid back duly till now radio/television 1126 unknown/no savings account less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 2 real estate 21 young none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) furniture/equipment 7374 less than 100 DM unemployed 4 male: single male single none 4 building society savings agreement/life insurance 40 old stores own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 15 critical account / other credits existing (not at this bank) business 2326 500 DM <= ... < 1000 DM 1 to less than 4 years 2 male: single male single none 4 car or other, not in attribute 6 27 old bank own 1 skilled employee/official 1 none yes 1
no checking account 9 existing credits paid back duly till now business 1449 less than 100 DM 4 to less than 7 years 3 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 27 old none own 2 skilled employee/official 1 none yes 1
no checking account 18 existing credits paid back duly till now car (new) 1820 less than 100 DM 1 to less than 4 years 2 male: married/widowed male married/widowed none 2 building society savings agreement/life insurance 30 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now furniture/equipment 983 greater than or equal to 1000 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 4 real estate 19 young none rent 1 unskilled - resident 1 none yes 1
less than 0 DM 36 existing credits paid back duly till now car (new) 3249 less than 100 DM 4 to less than 7 years 2 male: single male single none 4 unknown/no property 39 old bank for free 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
less than 0 DM 6 critical account / other credits existing (not at this bank) radio/television 1957 less than 100 DM 4 to less than 7 years 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 31 old none own 1 skilled employee/official 1 none yes 1
no checking account 9 critical account / other credits existing (not at this bank) furniture/equipment 2406 less than 100 DM unemployed 2 male: single male single none 3 car or other, not in attribute 6 31 old none own 1 management/self-employed/highly qualified employee/officer 1 none yes 1
between 0 and 200 DM 39 delay in paying off in the past education 11760 100 DM <= ... < 500 DM 4 to less than 7 years 2 male: single male single none 3 unknown/no property 32 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 2578 less than 100 DM unemployed 3 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 55 old none for free 1 management/self-employed/highly qualified employee/officer 1 none yes 1
less than 0 DM 36 critical account / other credits existing (not at this bank) furniture/equipment 2348 less than 100 DM 1 to less than 4 years 3 male: married/widowed male married/widowed none 2 building society savings agreement/life insurance 46 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 1223 less than 100 DM 7 years or more 1 male: divorced/separated male divorced/separated none 1 real estate 46 old none rent 2 skilled employee/official 1 none yes 2
no checking account 24 critical account / other credits existing (not at this bank) radio/television 1516 greater than or equal to 1000 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 43 old none own 2 unskilled - resident 1 none yes 1
no checking account 18 existing credits paid back duly till now radio/television 1473 less than 100 DM less than 1 year 3 male: married/widowed male married/widowed none 4 real estate 39 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) business 1887 unknown/no savings account 1 to less than 4 years 4 male: married/widowed male married/widowed none 4 real estate 28 old bank own 2 skilled employee/official 1 none yes 1
no checking account 24 delay in paying off in the past business 8648 less than 100 DM less than 1 year 2 male: single male single none 2 car or other, not in attribute 6 27 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 14 delay in paying off in the past car (new) 802 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 27 old none own 2 unskilled - resident 1 none yes 1
between 0 and 200 DM 18 delay in paying off in the past car (new) 2899 unknown/no savings account 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 43 old none own 1 skilled employee/official 2 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now radio/television 2039 less than 100 DM less than 1 year 1 male: married/widowed male married/widowed none 1 building society savings agreement/life insurance 22 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 24 critical account / other credits existing (not at this bank) car (used) 2197 unknown/no savings account 4 to less than 7 years 4 male: single male single none 4 car or other, not in attribute 6 43 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 15 existing credits paid back duly till now radio/television 1053 less than 100 DM less than 1 year 4 male: married/widowed male married/widowed none 2 real estate 27 old none own 1 skilled employee/official 1 none no 1
no checking account 24 existing credits paid back duly till now radio/television 3235 500 DM <= ... < 1000 DM 7 years or more 3 male: divorced/separated male divorced/separated none 2 car or other, not in attribute 6 26 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 critical account / other credits existing (not at this bank) car (new) 939 500 DM <= ... < 1000 DM 4 to less than 7 years 4 male: married/widowed male married/widowed none 2 real estate 28 old none own 3 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 24 existing credits paid back duly till now radio/television 1967 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 20 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 33 critical account / other credits existing (not at this bank) car (used) 7253 less than 100 DM 4 to less than 7 years 3 male: single male single none 2 car or other, not in attribute 6 35 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) business 2292 less than 100 DM unemployed 4 male: single male single none 2 car or other, not in attribute 6 42 old stores own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 10 existing credits paid back duly till now car (new) 1597 500 DM <= ... < 1000 DM 1 to less than 4 years 3 male: single male single none 2 unknown/no property 40 old none rent 1 unskilled - resident 2 none no 1
less than 0 DM 24 existing credits paid back duly till now car (new) 1381 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 35 old none own 1 skilled employee/official 1 none yes 2
no checking account 36 critical account / other credits existing (not at this bank) car (used) 5842 less than 100 DM 7 years or more 2 male: single male single none 2 building society savings agreement/life insurance 35 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now car (new) 2579 less than 100 DM less than 1 year 4 male: single male single none 1 real estate 33 old none own 1 unskilled - resident 2 none yes 2
less than 0 DM 18 delay in paying off in the past education 8471 unknown/no savings account 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 23 young none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 21 existing credits paid back duly till now car (new) 2782 500 DM <= ... < 1000 DM 4 to less than 7 years 1 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 31 old bank own 1 management/self-employed/highly qualified employee/officer 1 none yes 1
between 0 and 200 DM 18 existing credits paid back duly till now car (new) 1042 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 33 old none own 1 skilled employee/official 1 none yes 2
no checking account 15 existing credits paid back duly till now car (new) 3186 greater than or equal to 1000 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 20 young none rent 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now car (used) 2028 unknown/no savings account 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 30 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) car (new) 958 less than 100 DM 4 to less than 7 years 2 male: single male single none 3 real estate 47 old none own 2 unskilled - resident 2 none yes 1
no checking account 21 delay in paying off in the past furniture/equipment 1591 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: single male single none 3 real estate 34 old none own 2 management/self-employed/highly qualified employee/officer 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now furniture/equipment 2762 unknown/no savings account 7 years or more 1 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 25 young bank own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 18 existing credits paid back duly till now car (used) 2779 less than 100 DM 1 to less than 4 years 1 male: married/widowed male married/widowed none 3 car or other, not in attribute 6 21 young none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 28 critical account / other credits existing (not at this bank) radio/television 2743 less than 100 DM 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 29 old none own 2 skilled employee/official 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 1149 greater than or equal to 1000 DM 1 to less than 4 years 4 male: single male single none 3 real estate 46 old none own 2 skilled employee/official 1 none yes 1
no checking account 9 existing credits paid back duly till now furniture/equipment 1313 less than 100 DM 7 years or more 1 male: single male single none 4 car or other, not in attribute 6 20 young none own 1 skilled employee/official 1 none yes 1
less than 0 DM 18 critical account / other credits existing (not at this bank) repairs 1190 less than 100 DM unemployed 2 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 55 old none for free 3 unemployed/unskilled - non-resident 2 none yes 2
no checking account 5 existing credits paid back duly till now business 3448 less than 100 DM 4 to less than 7 years 1 male: single male single none 4 real estate 74 old none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now others 11328 less than 100 DM 1 to less than 4 years 2 male: single male single co-applicant 3 car or other, not in attribute 6 29 old bank own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 6 critical account / other credits existing (not at this bank) furniture/equipment 1872 less than 100 DM unemployed 4 male: single male single none 4 unknown/no property 36 old none for free 3 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 24 critical account / other credits existing (not at this bank) repairs 2058 less than 100 DM 1 to less than 4 years 4 male: divorced/separated male divorced/separated none 2 real estate 33 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 9 existing credits paid back duly till now furniture/equipment 2136 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 real estate 25 young none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 1484 unknown/no savings account 1 to less than 4 years 2 male: married/widowed male married/widowed none 1 real estate 25 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 6 existing credits paid back duly till now repairs 660 500 DM <= ... < 1000 DM 4 to less than 7 years 2 male: married/widowed male married/widowed none 4 real estate 23 young none rent 1 unskilled - resident 1 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) car (new) 1287 greater than or equal to 1000 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 37 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 42 critical account / other credits existing (not at this bank) repairs 3394 less than 100 DM unemployed 4 male: single male single co-applicant 4 car or other, not in attribute 6 65 old none own 2 unemployed/unskilled - non-resident 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 all credits at this bank paid back duly business 609 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 26 old none own 1 unemployed/unskilled - non-resident 1 none yes 2
no checking account 12 existing credits paid back duly till now car (new) 1884 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 39 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 1620 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married co-applicant 3 building society savings agreement/life insurance 30 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 20 delay in paying off in the past others 2629 less than 100 DM 1 to less than 4 years 2 male: single male single none 3 car or other, not in attribute 6 29 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now education 719 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 41 old bank own 1 unskilled - resident 2 none yes 2
between 0 and 200 DM 48 critical account / other credits existing (not at this bank) furniture/equipment 5096 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 30 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 9 critical account / other credits existing (not at this bank) education 1244 unknown/no savings account 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 41 old none rent 2 unskilled - resident 1 none yes 1
less than 0 DM 36 existing credits paid back duly till now car (new) 1842 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 34 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 7 existing credits paid back duly till now radio/television 2576 less than 100 DM 1 to less than 4 years 2 male: single male single guarantor 2 real estate 35 old none own 1 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 existing credits paid back duly till now furniture/equipment 1424 unknown/no savings account 7 years or more 3 female: divorced/separated/married female divorced/separated/married none 4 real estate 55 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 15 delay in paying off in the past repairs 1512 greater than or equal to 1000 DM 1 to less than 4 years 3 male: married/widowed male married/widowed none 3 building society savings agreement/life insurance 61 old stores own 2 skilled employee/official 1 none yes 2
no checking account 36 critical account / other credits existing (not at this bank) car (used) 11054 unknown/no savings account 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 30 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 6 existing credits paid back duly till now radio/television 518 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 1 real estate 29 old none own 1 skilled employee/official 1 none yes 1
no checking account 12 no credits taken / all credits paid back duly furniture/equipment 2759 less than 100 DM 7 years or more 2 male: single male single none 4 building society savings agreement/life insurance 34 old none own 2 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now car (used) 2670 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 35 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 24 existing credits paid back duly till now car (new) 4817 less than 100 DM 4 to less than 7 years 2 male: single male single co-applicant 3 building society savings agreement/life insurance 31 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 24 existing credits paid back duly till now car (used) 2679 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 unknown/no property 29 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 11 critical account / other credits existing (not at this bank) car (new) 3905 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 36 old none rent 2 skilled employee/official 2 none yes 1
less than 0 DM 12 existing credits paid back duly till now car (used) 3386 less than 100 DM 7 years or more 3 male: single male single none 4 unknown/no property 35 old none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 6 existing credits paid back duly till now domestic appliances 343 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 27 old none own 1 skilled employee/official 1 none yes 1
no checking account 18 existing credits paid back duly till now radio/television 4594 less than 100 DM less than 1 year 3 male: single male single none 2 car or other, not in attribute 6 32 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 36 existing credits paid back duly till now furniture/equipment 3620 less than 100 DM 1 to less than 4 years 1 male: single male single guarantor 2 building society savings agreement/life insurance 37 old none own 1 skilled employee/official 2 none yes 1
less than 0 DM 15 existing credits paid back duly till now car (new) 1721 less than 100 DM less than 1 year 2 male: single male single none 3 real estate 36 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now furniture/equipment 3017 less than 100 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 1 real estate 34 old none rent 1 management/self-employed/highly qualified employee/officer 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now retraining 754 unknown/no savings account 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 38 old none own 2 skilled employee/official 1 none yes 1
no checking account 18 existing credits paid back duly till now business 1950 less than 100 DM 4 to less than 7 years 4 male: single male single none 1 car or other, not in attribute 6 34 old stores own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 24 existing credits paid back duly till now car (used) 2924 less than 100 DM 1 to less than 4 years 3 male: single male single guarantor 4 unknown/no property 63 old bank own 1 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 24 delay in paying off in the past radio/television 1659 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 29 old none rent 1 unskilled - resident 1 yes, registered under the customer's name yes 2
no checking account 48 delay in paying off in the past radio/television 7238 unknown/no savings account 7 years or more 3 male: single male single none 3 car or other, not in attribute 6 32 old bank own 2 skilled employee/official 2 none yes 1
no checking account 33 delay in paying off in the past business 2764 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 26 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 delay in paying off in the past car (used) 4679 less than 100 DM 4 to less than 7 years 3 male: single male single none 3 car or other, not in attribute 6 35 old none own 2 unskilled - resident 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 existing credits paid back duly till now radio/television 3092 100 DM <= ... < 500 DM less than 1 year 3 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 22 young none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 6 existing credits paid back duly till now education 448 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 23 young none own 1 skilled employee/official 1 none yes 2
less than 0 DM 9 existing credits paid back duly till now car (new) 654 less than 100 DM 1 to less than 4 years 4 male: single male single none 3 car or other, not in attribute 6 28 old none own 1 unskilled - resident 1 none yes 2
no checking account 6 existing credits paid back duly till now retraining 1238 unknown/no savings account unemployed 4 male: single male single none 4 building society savings agreement/life insurance 36 old none own 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) radio/television 1245 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 33 old none own 1 skilled employee/official 1 none yes 2
less than 0 DM 18 no credits taken / all credits paid back duly furniture/equipment 3114 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 26 old none rent 1 skilled employee/official 1 none yes 2
no checking account 39 existing credits paid back duly till now car (used) 2569 500 DM <= ... < 1000 DM 1 to less than 4 years 4 male: single male single none 4 car or other, not in attribute 6 24 young none own 1 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 24 existing credits paid back duly till now radio/television 5152 less than 100 DM 4 to less than 7 years 4 male: single male single none 2 car or other, not in attribute 6 25 young bank own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now business 1037 100 DM <= ... < 500 DM 4 to less than 7 years 3 male: single male single none 4 real estate 39 old none own 1 unskilled - resident 1 none yes 1
less than 0 DM 15 critical account / other credits existing (not at this bank) furniture/equipment 1478 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 44 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) radio/television 3573 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 1 real estate 23 young none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now car (new) 1201 less than 100 DM less than 1 year 4 male: single male single none 1 building society savings agreement/life insurance 26 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 30 existing credits paid back duly till now furniture/equipment 3622 greater than or equal to 1000 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 57 old none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 15 delay in paying off in the past furniture/equipment 960 greater than or equal to 1000 DM 4 to less than 7 years 3 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 30 old none own 2 skilled employee/official 1 none yes 1
no checking account 12 critical account / other credits existing (not at this bank) car (new) 1163 500 DM <= ... < 1000 DM 1 to less than 4 years 4 male: single male single none 4 real estate 44 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 6 delay in paying off in the past car (new) 1209 less than 100 DM unemployed 4 male: single male single none 4 building society savings agreement/life insurance 47 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 12 existing credits paid back duly till now radio/television 3077 less than 100 DM 1 to less than 4 years 2 male: single male single none 4 car or other, not in attribute 6 52 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now car (new) 3757 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married co-applicant 4 unknown/no property 62 old none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 10 existing credits paid back duly till now car (new) 1418 100 DM <= ... < 500 DM 1 to less than 4 years 3 male: single male single none 2 real estate 35 old none rent 1 unskilled - resident 1 none no 1
no checking account 6 existing credits paid back duly till now car (new) 3518 less than 100 DM 1 to less than 4 years 2 male: single male single guarantor 3 building society savings agreement/life insurance 26 old none rent 1 skilled employee/official 1 none yes 1
no checking account 12 critical account / other credits existing (not at this bank) radio/television 1934 less than 100 DM 7 years or more 2 male: single male single none 2 unknown/no property 26 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 27 no credits taken / all credits paid back duly business 8318 less than 100 DM 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 42 old none for free 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 6 critical account / other credits existing (not at this bank) radio/television 1237 100 DM <= ... < 500 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 27 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 6 existing credits paid back duly till now radio/television 368 unknown/no savings account 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 38 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 12 critical account / other credits existing (not at this bank) car (new) 2122 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 real estate 39 old none rent 2 unskilled - resident 2 none no 1
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 2996 unknown/no savings account 1 to less than 4 years 2 male: married/widowed male married/widowed none 4 car or other, not in attribute 6 20 young none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 36 existing credits paid back duly till now furniture/equipment 9034 100 DM <= ... < 500 DM less than 1 year 4 male: single male single co-applicant 1 unknown/no property 29 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 24 critical account / other credits existing (not at this bank) furniture/equipment 1585 less than 100 DM 4 to less than 7 years 4 male: single male single none 3 building society savings agreement/life insurance 40 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 18 existing credits paid back duly till now radio/television 1301 less than 100 DM 7 years or more 4 male: married/widowed male married/widowed guarantor 2 real estate 32 old none own 1 unskilled - resident 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 6 critical account / other credits existing (not at this bank) car (new) 1323 100 DM <= ... < 500 DM 7 years or more 2 male: divorced/separated male divorced/separated none 4 car or other, not in attribute 6 28 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 24 existing credits paid back duly till now car (new) 3123 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 27 old none own 1 skilled employee/official 1 none yes 2
less than 0 DM 36 existing credits paid back duly till now car (used) 5493 less than 100 DM 7 years or more 2 male: single male single none 4 unknown/no property 42 old none for free 1 skilled employee/official 2 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 9 existing credits paid back duly till now radio/television 1126 100 DM <= ... < 500 DM 7 years or more 2 male: divorced/separated male divorced/separated none 4 real estate 49 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) radio/television 1216 100 DM <= ... < 500 DM less than 1 year 4 male: single male single none 4 unknown/no property 38 old bank own 2 skilled employee/official 2 none yes 2
less than 0 DM 24 existing credits paid back duly till now car (new) 1207 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 24 young none rent 1 skilled employee/official 1 none yes 2
no checking account 10 existing credits paid back duly till now car (new) 1309 unknown/no savings account 1 to less than 4 years 4 male: single male single guarantor 4 building society savings agreement/life insurance 27 old none own 1 unskilled - resident 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 15 critical account / other credits existing (not at this bank) car (used) 2360 500 DM <= ... < 1000 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 36 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 15 all credits at this bank paid back duly car (new) 6850 100 DM <= ... < 500 DM unemployed 1 male: single male single none 2 building society savings agreement/life insurance 34 old none own 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 2
no checking account 24 existing credits paid back duly till now radio/television 1413 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 2 building society savings agreement/life insurance 28 old none own 1 skilled employee/official 1 none yes 1
no checking account 39 existing credits paid back duly till now car (used) 8588 100 DM <= ... < 500 DM 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 45 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now car (new) 759 less than 100 DM 4 to less than 7 years 4 male: single male single none 2 real estate 26 old none own 1 skilled employee/official 1 none yes 2
no checking account 36 existing credits paid back duly till now car (used) 4686 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 unknown/no property 32 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 15 existing credits paid back duly till now business 2687 less than 100 DM 4 to less than 7 years 2 male: single male single none 4 building society savings agreement/life insurance 26 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 delay in paying off in the past radio/television 585 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed co-applicant 4 real estate 20 young none rent 2 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now car (new) 2255 unknown/no savings account less than 1 year 4 male: single male single none 1 building society savings agreement/life insurance 54 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 6 critical account / other credits existing (not at this bank) car (new) 609 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 3 building society savings agreement/life insurance 37 old none own 2 skilled employee/official 1 none no 1
less than 0 DM 6 critical account / other credits existing (not at this bank) car (new) 1361 less than 100 DM less than 1 year 2 male: single male single none 4 real estate 40 old none own 1 unskilled - resident 2 none no 1
no checking account 36 critical account / other credits existing (not at this bank) furniture/equipment 7127 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 23 young none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 6 existing credits paid back duly till now car (new) 1203 100 DM <= ... < 500 DM 7 years or more 3 male: single male single none 2 building society savings agreement/life insurance 43 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 6 critical account / other credits existing (not at this bank) radio/television 700 unknown/no savings account 7 years or more 4 male: single male single none 4 unknown/no property 36 old none for free 2 skilled employee/official 1 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) repairs 5507 less than 100 DM 7 years or more 3 male: single male single none 4 unknown/no property 44 old none for free 2 skilled employee/official 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now radio/television 3190 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 real estate 24 young none own 1 skilled employee/official 1 none yes 2
less than 0 DM 48 no credits taken / all credits paid back duly furniture/equipment 7119 less than 100 DM 1 to less than 4 years 3 male: single male single none 4 unknown/no property 53 old none for free 2 skilled employee/official 2 none yes 2
no checking account 24 existing credits paid back duly till now car (used) 3488 100 DM <= ... < 500 DM 4 to less than 7 years 3 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 23 young none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 18 existing credits paid back duly till now radio/television 1113 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married guarantor 4 real estate 26 old none own 1 unskilled - resident 2 none yes 1
between 0 and 200 DM 26 existing credits paid back duly till now car (used) 7966 less than 100 DM less than 1 year 2 male: single male single none 3 car or other, not in attribute 6 30 old none own 2 skilled employee/official 1 none yes 1
no checking account 15 critical account / other credits existing (not at this bank) education 1532 100 DM <= ... < 500 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 31 old none own 1 skilled employee/official 1 none yes 1
no checking account 4 critical account / other credits existing (not at this bank) radio/television 1503 less than 100 DM 4 to less than 7 years 2 male: single male single none 1 real estate 42 old none own 2 unskilled - resident 2 none yes 1
less than 0 DM 36 existing credits paid back duly till now radio/television 2302 less than 100 DM 1 to less than 4 years 4 male: divorced/separated male divorced/separated none 4 car or other, not in attribute 6 31 old none rent 1 skilled employee/official 1 none yes 2
less than 0 DM 6 existing credits paid back duly till now car (new) 662 less than 100 DM less than 1 year 3 male: single male single none 4 real estate 41 old none own 1 unskilled - resident 2 yes, registered under the customer's name yes 1
between 0 and 200 DM 36 existing credits paid back duly till now education 2273 less than 100 DM 4 to less than 7 years 3 male: single male single none 1 car or other, not in attribute 6 32 old none own 2 skilled employee/official 2 none yes 1
between 0 and 200 DM 15 existing credits paid back duly till now car (new) 2631 100 DM <= ... < 500 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 28 old none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 12 delay in paying off in the past car (used) 1503 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 4 real estate 41 old none rent 1 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now radio/television 1311 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: married/widowed male married/widowed none 3 building society savings agreement/life insurance 26 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now radio/television 3105 unknown/no savings account less than 1 year 4 male: single male single none 2 car or other, not in attribute 6 25 young none own 2 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 21 critical account / other credits existing (not at this bank) education 2319 less than 100 DM less than 1 year 2 male: divorced/separated male divorced/separated none 1 car or other, not in attribute 6 33 old none rent 1 skilled employee/official 1 none yes 2
less than 0 DM 6 existing credits paid back duly till now car (new) 1374 unknown/no savings account unemployed 4 female: divorced/separated/married female divorced/separated/married none 3 building society savings agreement/life insurance 75 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) furniture/equipment 3612 less than 100 DM 7 years or more 3 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 37 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 48 existing credits paid back duly till now car (new) 7763 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 42 old bank for free 1 management/self-employed/highly qualified employee/officer 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 18 existing credits paid back duly till now furniture/equipment 3049 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 45 old stores own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 1534 less than 100 DM less than 1 year 1 male: married/widowed male married/widowed none 1 real estate 23 young none rent 1 skilled employee/official 1 none yes 2
no checking account 24 delay in paying off in the past car (new) 2032 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 60 old none for free 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 30 existing credits paid back duly till now furniture/equipment 6350 unknown/no savings account 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 31 old none own 1 skilled employee/official 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 18 existing credits paid back duly till now furniture/equipment 2864 less than 100 DM 1 to less than 4 years 2 male: single male single none 1 real estate 34 old none own 1 unskilled - resident 2 none yes 2
no checking account 12 critical account / other credits existing (not at this bank) car (new) 1255 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 61 old none own 2 unskilled - resident 1 none yes 1
less than 0 DM 24 delay in paying off in the past car (new) 1333 less than 100 DM unemployed 4 male: single male single none 2 real estate 43 old none for free 2 skilled employee/official 2 none yes 2
no checking account 24 critical account / other credits existing (not at this bank) car (new) 2022 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 37 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now radio/television 1552 less than 100 DM 4 to less than 7 years 3 male: single male single none 1 car or other, not in attribute 6 32 old bank own 1 skilled employee/official 2 none yes 1
less than 0 DM 12 all credits at this bank paid back duly radio/television 626 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 24 young bank own 1 unskilled - resident 1 none yes 2
no checking account 48 critical account / other credits existing (not at this bank) car (used) 8858 unknown/no savings account 4 to less than 7 years 2 male: single male single none 1 unknown/no property 35 old none for free 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) repairs 996 unknown/no savings account 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 23 young none own 2 skilled employee/official 1 none yes 1
no checking account 6 all credits at this bank paid back duly radio/television 1750 500 DM <= ... < 1000 DM 7 years or more 2 male: single male single none 4 building society savings agreement/life insurance 45 old bank own 1 unskilled - resident 2 none yes 1
less than 0 DM 48 existing credits paid back duly till now radio/television 6999 less than 100 DM 4 to less than 7 years 1 male: married/widowed male married/widowed guarantor 1 real estate 34 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) car (new) 1995 100 DM <= ... < 500 DM less than 1 year 4 male: single male single none 1 car or other, not in attribute 6 27 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 9 existing credits paid back duly till now education 1199 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 67 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 1331 less than 100 DM less than 1 year 2 male: single male single none 1 car or other, not in attribute 6 22 young stores own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 18 no credits taken / all credits paid back duly car (new) 2278 100 DM <= ... < 500 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 28 old none own 2 skilled employee/official 1 none yes 2
no checking account 21 no credits taken / all credits paid back duly car (new) 5003 unknown/no savings account 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 29 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 24 all credits at this bank paid back duly furniture/equipment 3552 less than 100 DM 4 to less than 7 years 3 male: single male single none 4 car or other, not in attribute 6 27 old bank own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) furniture/equipment 1928 less than 100 DM less than 1 year 2 male: single male single none 2 real estate 31 old none own 2 unskilled - resident 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now car (used) 2964 unknown/no savings account 7 years or more 4 male: single male single none 4 unknown/no property 49 old bank for free 1 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 24 all credits at this bank paid back duly radio/television 1546 less than 100 DM 4 to less than 7 years 4 male: single male single guarantor 4 car or other, not in attribute 6 24 young bank rent 1 unskilled - resident 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 6 delay in paying off in the past radio/television 683 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 29 old bank own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 36 existing credits paid back duly till now car (new) 12389 unknown/no savings account 1 to less than 4 years 1 male: single male single none 4 unknown/no property 37 old none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 24 delay in paying off in the past business 4712 unknown/no savings account 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 37 old bank own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 delay in paying off in the past radio/television 1553 100 DM <= ... < 500 DM 4 to less than 7 years 3 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 23 young none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now car (new) 1372 less than 100 DM 4 to less than 7 years 2 male: divorced/separated male divorced/separated none 3 car or other, not in attribute 6 36 old none own 1 skilled employee/official 1 none yes 2
no checking account 24 critical account / other credits existing (not at this bank) radio/television 2578 greater than or equal to 1000 DM 7 years or more 2 male: single male single none 2 car or other, not in attribute 6 34 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 48 existing credits paid back duly till now radio/television 3979 unknown/no savings account 4 to less than 7 years 4 male: single male single none 1 car or other, not in attribute 6 41 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 48 existing credits paid back duly till now radio/television 6758 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 31 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 3234 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 23 young none rent 1 unskilled - resident 1 yes, registered under the customer's name yes 2
no checking account 30 critical account / other credits existing (not at this bank) radio/television 5954 less than 100 DM 4 to less than 7 years 3 male: single male single co-applicant 2 car or other, not in attribute 6 38 old none own 1 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now car (used) 5433 unknown/no savings account unemployed 2 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 26 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 15 existing credits paid back duly till now business 806 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 22 young none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 9 existing credits paid back duly till now radio/television 1082 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 27 old none own 2 unskilled - resident 1 none yes 1
no checking account 15 critical account / other credits existing (not at this bank) furniture/equipment 2788 less than 100 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married co-applicant 3 car or other, not in attribute 6 24 young bank own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 2930 less than 100 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 1 real estate 27 old none own 1 skilled employee/official 1 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) education 1927 unknown/no savings account 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 33 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 36 critical account / other credits existing (not at this bank) car (new) 2820 less than 100 DM less than 1 year 4 male: divorced/separated male divorced/separated none 4 car or other, not in attribute 6 27 old none own 2 skilled employee/official 1 none yes 2
no checking account 24 existing credits paid back duly till now retraining 937 less than 100 DM less than 1 year 4 male: married/widowed male married/widowed none 3 car or other, not in attribute 6 27 old none own 2 unskilled - resident 1 none yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) car (new) 1056 less than 100 DM 7 years or more 3 male: single male single guarantor 3 real estate 30 old bank own 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) car (new) 3124 less than 100 DM less than 1 year 1 male: single male single none 3 real estate 49 old bank own 2 unskilled - resident 2 none yes 1
no checking account 9 existing credits paid back duly till now furniture/equipment 1388 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 real estate 26 old none rent 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 36 existing credits paid back duly till now repairs 2384 less than 100 DM less than 1 year 4 male: single male single none 1 unknown/no property 33 old none rent 1 unskilled - resident 1 none yes 2
no checking account 12 existing credits paid back duly till now car (new) 2133 unknown/no savings account 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 52 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 18 existing credits paid back duly till now furniture/equipment 2039 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 4 real estate 20 young bank rent 1 skilled employee/official 1 none yes 2
less than 0 DM 9 critical account / other credits existing (not at this bank) car (new) 2799 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 36 old none rent 2 skilled employee/official 2 none yes 1
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 1289 less than 100 DM 1 to less than 4 years 4 male: single male single guarantor 1 building society savings agreement/life insurance 21 young none own 1 unskilled - resident 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now domestic appliances 1217 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 3 real estate 47 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 2
less than 0 DM 12 critical account / other credits existing (not at this bank) furniture/equipment 2246 less than 100 DM 7 years or more 3 male: single male single none 3 building society savings agreement/life insurance 60 old none own 2 skilled employee/official 1 none yes 2
less than 0 DM 12 critical account / other credits existing (not at this bank) radio/television 385 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 3 real estate 58 old none own 4 unskilled - resident 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 delay in paying off in the past car (new) 1965 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 42 old none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 21 existing credits paid back duly till now business 1572 greater than or equal to 1000 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 36 old bank own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now car (new) 2718 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 20 young none rent 1 unskilled - resident 1 yes, registered under the customer's name yes 2
less than 0 DM 24 all credits at this bank paid back duly others 1358 unknown/no savings account 7 years or more 4 male: single male single none 3 car or other, not in attribute 6 40 old stores own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 6 all credits at this bank paid back duly car (new) 931 100 DM <= ... < 500 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 32 old stores own 1 unskilled - resident 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now car (new) 1442 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 23 young none rent 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 24 no credits taken / all credits paid back duly business 4241 less than 100 DM 1 to less than 4 years 1 male: single male single none 4 real estate 36 old none own 3 unskilled - resident 1 yes, registered under the customer's name yes 2
no checking account 18 critical account / other credits existing (not at this bank) car (new) 2775 less than 100 DM 4 to less than 7 years 2 male: single male single none 2 building society savings agreement/life insurance 31 old bank own 2 skilled employee/official 1 none yes 2
no checking account 24 delay in paying off in the past business 3863 less than 100 DM 1 to less than 4 years 1 male: single male single none 2 unknown/no property 32 old none for free 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 7 existing credits paid back duly till now radio/television 2329 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married guarantor 1 real estate 45 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 9 existing credits paid back duly till now furniture/equipment 918 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 30 old none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 24 all credits at this bank paid back duly education 1837 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 34 old bank for free 1 unskilled - resident 1 none yes 2
no checking account 36 existing credits paid back duly till now furniture/equipment 3349 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 28 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 10 existing credits paid back duly till now furniture/equipment 1275 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 23 young none own 1 skilled employee/official 1 none yes 1
less than 0 DM 24 all credits at this bank paid back duly furniture/equipment 2828 500 DM <= ... < 1000 DM 1 to less than 4 years 4 male: single male single none 4 real estate 22 young stores own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 critical account / other credits existing (not at this bank) business 4526 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 real estate 74 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 36 existing credits paid back duly till now radio/television 2671 100 DM <= ... < 500 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married co-applicant 4 unknown/no property 50 old none for free 1 skilled employee/official 1 none yes 2
no checking account 18 existing credits paid back duly till now radio/television 2051 less than 100 DM less than 1 year 4 male: single male single none 1 real estate 33 old none own 1 skilled employee/official 1 none yes 1
no checking account 15 existing credits paid back duly till now car (used) 1300 unknown/no savings account 7 years or more 4 male: single male single none 4 unknown/no property 45 old bank for free 1 skilled employee/official 2 none yes 1
less than 0 DM 12 existing credits paid back duly till now domestic appliances 741 100 DM <= ... < 500 DM unemployed 4 female: divorced/separated/married female divorced/separated/married none 3 building society savings agreement/life insurance 22 young none own 1 skilled employee/official 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 10 existing credits paid back duly till now car (new) 1240 100 DM <= ... < 500 DM 7 years or more 1 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 48 old none for free 1 unskilled - resident 2 none yes 2
less than 0 DM 21 existing credits paid back duly till now radio/television 3357 greater than or equal to 1000 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 29 old bank own 1 skilled employee/official 1 none yes 1
less than 0 DM 24 all credits at this bank paid back duly car (used) 3632 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married guarantor 4 car or other, not in attribute 6 22 young bank rent 1 skilled employee/official 1 none no 1
no checking account 18 delay in paying off in the past furniture/equipment 1808 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 22 young none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 48 no credits taken / all credits paid back duly business 12204 unknown/no savings account 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 48 old bank own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 60 delay in paying off in the past radio/television 9157 unknown/no savings account 1 to less than 4 years 2 male: single male single none 2 unknown/no property 27 old none for free 1 management/self-employed/highly qualified employee/officer 1 none yes 1
less than 0 DM 6 critical account / other credits existing (not at this bank) car (new) 3676 less than 100 DM 1 to less than 4 years 1 male: single male single none 3 real estate 37 old none rent 3 skilled employee/official 2 none yes 1
between 0 and 200 DM 30 existing credits paid back duly till now furniture/equipment 3441 100 DM <= ... < 500 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married co-applicant 4 car or other, not in attribute 6 21 young none rent 1 skilled employee/official 1 none yes 2
no checking account 12 existing credits paid back duly till now car (new) 640 less than 100 DM 1 to less than 4 years 4 male: divorced/separated male divorced/separated none 2 real estate 49 old none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 21 critical account / other credits existing (not at this bank) business 3652 less than 100 DM 4 to less than 7 years 2 male: single male single none 3 building society savings agreement/life insurance 27 old none own 2 skilled employee/official 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) car (new) 1530 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 building society savings agreement/life insurance 32 old bank own 2 skilled employee/official 1 none yes 2
no checking account 48 existing credits paid back duly till now business 3914 unknown/no savings account 1 to less than 4 years 4 male: divorced/separated male divorced/separated none 2 real estate 38 old bank own 1 skilled employee/official 1 none yes 2
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 1858 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 22 young none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now radio/television 2600 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 unknown/no property 65 old none for free 2 skilled employee/official 1 none yes 2
no checking account 15 existing credits paid back duly till now radio/television 1979 unknown/no savings account 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 35 old none own 1 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 6 existing credits paid back duly till now furniture/equipment 2116 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 41 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 9 all credits at this bank paid back duly car (new) 1437 100 DM <= ... < 500 DM 4 to less than 7 years 2 male: single male single none 3 unknown/no property 29 old none own 1 skilled employee/official 1 none yes 2
no checking account 42 critical account / other credits existing (not at this bank) furniture/equipment 4042 500 DM <= ... < 1000 DM 1 to less than 4 years 4 male: single male single none 4 real estate 36 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 9 existing credits paid back duly till now education 3832 unknown/no savings account 7 years or more 1 male: single male single none 4 real estate 64 old none own 1 unskilled - resident 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now radio/television 3660 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 28 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 18 all credits at this bank paid back duly furniture/equipment 1553 less than 100 DM 1 to less than 4 years 4 male: single male single none 3 car or other, not in attribute 6 44 old bank own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 15 existing credits paid back duly till now radio/television 1444 unknown/no savings account less than 1 year 4 male: single male single none 1 building society savings agreement/life insurance 23 young none own 1 skilled employee/official 1 none yes 1
no checking account 9 existing credits paid back duly till now furniture/equipment 1980 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married co-applicant 2 car or other, not in attribute 6 19 young none rent 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 24 existing credits paid back duly till now car (new) 1355 less than 100 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 25 young none own 1 unskilled - resident 1 yes, registered under the customer's name yes 2
no checking account 12 existing credits paid back duly till now education 1393 less than 100 DM 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 47 old bank own 3 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now radio/television 1376 500 DM <= ... < 1000 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 28 old none own 1 skilled employee/official 1 none yes 1
no checking account 60 delay in paying off in the past radio/television 15653 less than 100 DM 4 to less than 7 years 2 male: single male single none 4 car or other, not in attribute 6 21 young none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now radio/television 1493 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 34 old none own 1 skilled employee/official 2 none yes 1
less than 0 DM 42 delay in paying off in the past radio/television 4370 less than 100 DM 4 to less than 7 years 3 male: single male single none 2 building society savings agreement/life insurance 26 old bank own 2 skilled employee/official 2 yes, registered under the customer's name yes 2
less than 0 DM 18 existing credits paid back duly till now education 750 less than 100 DM unemployed 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 27 old none own 1 unemployed/unskilled - non-resident 1 none yes 2
between 0 and 200 DM 15 existing credits paid back duly till now repairs 1308 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 38 old none own 2 unskilled - resident 1 none yes 1
no checking account 15 existing credits paid back duly till now education 4623 100 DM <= ... < 500 DM 1 to less than 4 years 3 male: single male single none 2 building society savings agreement/life insurance 40 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 24 critical account / other credits existing (not at this bank) radio/television 1851 less than 100 DM 4 to less than 7 years 4 male: married/widowed male married/widowed guarantor 2 car or other, not in attribute 6 33 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 18 critical account / other credits existing (not at this bank) radio/television 1880 less than 100 DM 4 to less than 7 years 4 male: married/widowed male married/widowed none 1 building society savings agreement/life insurance 32 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 36 delay in paying off in the past business 7980 unknown/no savings account less than 1 year 4 male: single male single none 4 car or other, not in attribute 6 27 old none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 30 no credits taken / all credits paid back duly furniture/equipment 4583 less than 100 DM 1 to less than 4 years 2 male: divorced/separated male divorced/separated guarantor 2 real estate 32 old none own 2 skilled employee/official 1 none yes 1
no checking account 12 existing credits paid back duly till now car (new) 1386 500 DM <= ... < 1000 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 26 old none own 1 skilled employee/official 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 24 existing credits paid back duly till now car (new) 947 less than 100 DM 4 to less than 7 years 4 male: single male single none 3 unknown/no property 38 old bank for free 1 skilled employee/official 2 none yes 2
less than 0 DM 12 existing credits paid back duly till now education 684 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 car or other, not in attribute 6 40 old none rent 1 unskilled - resident 2 none yes 2
less than 0 DM 48 existing credits paid back duly till now education 7476 less than 100 DM 4 to less than 7 years 4 male: single male single none 1 unknown/no property 50 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now furniture/equipment 1922 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 37 old none own 1 unskilled - resident 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now car (new) 2303 less than 100 DM 7 years or more 4 male: single male single co-applicant 1 real estate 45 old none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 36 delay in paying off in the past car (new) 8086 100 DM <= ... < 500 DM 7 years or more 2 male: single male single none 4 car or other, not in attribute 6 42 old none own 4 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 24 critical account / other credits existing (not at this bank) car (used) 2346 less than 100 DM 4 to less than 7 years 4 male: single male single none 3 car or other, not in attribute 6 35 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 14 existing credits paid back duly till now car (new) 3973 less than 100 DM unemployed 1 male: single male single none 4 unknown/no property 22 young none for free 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 888 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 41 old bank own 1 unskilled - resident 2 none yes 2
no checking account 48 existing credits paid back duly till now radio/television 10222 unknown/no savings account 4 to less than 7 years 4 male: single male single none 3 car or other, not in attribute 6 37 old stores own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 30 no credits taken / all credits paid back duly business 4221 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 28 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) furniture/equipment 6361 less than 100 DM 7 years or more 2 male: single male single none 1 unknown/no property 41 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 existing credits paid back duly till now radio/television 1297 less than 100 DM 1 to less than 4 years 3 male: married/widowed male married/widowed none 4 real estate 23 young none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now car (new) 900 unknown/no savings account 1 to less than 4 years 4 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 23 young none own 1 skilled employee/official 1 none yes 2
no checking account 21 existing credits paid back duly till now furniture/equipment 2241 less than 100 DM 7 years or more 4 male: single male single none 2 real estate 50 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 6 delay in paying off in the past furniture/equipment 1050 less than 100 DM unemployed 4 male: single male single none 1 building society savings agreement/life insurance 35 old stores own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 6 critical account / other credits existing (not at this bank) education 1047 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 50 old none own 1 unskilled - resident 1 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) others 6314 less than 100 DM unemployed 4 male: single male single co-applicant 2 unknown/no property 27 old bank own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 30 all credits at this bank paid back duly furniture/equipment 3496 greater than or equal to 1000 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 34 old stores own 1 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 48 all credits at this bank paid back duly business 3609 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 1 real estate 27 old stores own 1 skilled employee/official 1 none yes 1
less than 0 DM 12 critical account / other credits existing (not at this bank) car (new) 4843 less than 100 DM 7 years or more 3 male: single male single co-applicant 4 building society savings agreement/life insurance 43 old none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 30 critical account / other credits existing (not at this bank) radio/television 3017 less than 100 DM 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 47 old none own 1 skilled employee/official 1 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) business 4139 100 DM <= ... < 500 DM 1 to less than 4 years 3 male: single male single none 3 building society savings agreement/life insurance 27 old none own 2 unskilled - resident 1 yes, registered under the customer's name yes 1
no checking account 36 existing credits paid back duly till now business 5742 100 DM <= ... < 500 DM 4 to less than 7 years 2 male: single male single none 2 car or other, not in attribute 6 31 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 60 existing credits paid back duly till now car (new) 10366 less than 100 DM 7 years or more 2 male: single male single none 4 building society savings agreement/life insurance 42 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 6 critical account / other credits existing (not at this bank) car (new) 2080 500 DM <= ... < 1000 DM 1 to less than 4 years 1 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 24 young none own 1 skilled employee/official 1 none yes 1
no checking account 21 delay in paying off in the past business 2580 500 DM <= ... < 1000 DM less than 1 year 4 male: single male single none 2 real estate 41 old bank own 1 unskilled - resident 2 none yes 2
no checking account 30 critical account / other credits existing (not at this bank) radio/television 4530 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 26 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 24 critical account / other credits existing (not at this bank) furniture/equipment 5150 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 33 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 72 existing credits paid back duly till now radio/television 5595 100 DM <= ... < 500 DM 1 to less than 4 years 2 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 24 young none own 1 skilled employee/official 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now radio/television 2384 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 64 old bank rent 1 unskilled - resident 1 none yes 1
no checking account 18 existing credits paid back duly till now radio/television 1453 less than 100 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 1 real estate 26 old none own 1 skilled employee/official 1 none yes 1
no checking account 6 existing credits paid back duly till now education 1538 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 2 unknown/no property 56 old none own 1 skilled employee/official 1 none yes 1
no checking account 12 existing credits paid back duly till now radio/television 2279 unknown/no savings account 1 to less than 4 years 4 male: single male single none 4 unknown/no property 37 old none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 15 delay in paying off in the past radio/television 1478 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 3 real estate 33 old bank own 2 skilled employee/official 1 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) radio/television 5103 less than 100 DM less than 1 year 3 male: married/widowed male married/widowed none 3 unknown/no property 47 old none for free 3 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 36 delay in paying off in the past business 9857 100 DM <= ... < 500 DM 4 to less than 7 years 1 male: single male single none 3 building society savings agreement/life insurance 31 old none own 2 unskilled - resident 2 yes, registered under the customer's name yes 1
no checking account 60 existing credits paid back duly till now car (new) 6527 unknown/no savings account 1 to less than 4 years 4 male: single male single none 4 unknown/no property 34 old none for free 1 skilled employee/official 2 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 10 critical account / other credits existing (not at this bank) radio/television 1347 unknown/no savings account 4 to less than 7 years 4 male: single male single none 2 building society savings agreement/life insurance 27 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 36 delay in paying off in the past car (new) 2862 100 DM <= ... < 500 DM 7 years or more 4 male: single male single none 3 unknown/no property 30 old none for free 1 skilled employee/official 1 none yes 1
no checking account 9 existing credits paid back duly till now radio/television 2753 100 DM <= ... < 500 DM 7 years or more 3 male: single male single co-applicant 4 car or other, not in attribute 6 35 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now car (new) 3651 greater than or equal to 1000 DM 1 to less than 4 years 1 male: single male single none 3 building society savings agreement/life insurance 31 old none own 1 skilled employee/official 2 none yes 1
less than 0 DM 15 critical account / other credits existing (not at this bank) furniture/equipment 975 less than 100 DM 1 to less than 4 years 2 male: divorced/separated male divorced/separated none 3 building society savings agreement/life insurance 25 young none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 15 existing credits paid back duly till now repairs 2631 100 DM <= ... < 500 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 real estate 25 young none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now radio/television 2896 100 DM <= ... < 500 DM less than 1 year 2 male: single male single none 1 car or other, not in attribute 6 29 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 6 critical account / other credits existing (not at this bank) car (new) 4716 unknown/no savings account less than 1 year 1 male: single male single none 3 real estate 44 old none own 2 unskilled - resident 2 none yes 1
no checking account 24 existing credits paid back duly till now radio/television 2284 less than 100 DM 4 to less than 7 years 4 male: single male single none 2 car or other, not in attribute 6 28 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 6 existing credits paid back duly till now car (used) 1236 500 DM <= ... < 1000 DM 1 to less than 4 years 2 male: single male single none 4 building society savings agreement/life insurance 50 old none rent 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 1103 less than 100 DM 4 to less than 7 years 4 male: single male single guarantor 3 real estate 29 old none own 2 skilled employee/official 1 none no 1
no checking account 12 critical account / other credits existing (not at this bank) car (new) 926 less than 100 DM unemployed 1 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 38 old none own 1 unemployed/unskilled - non-resident 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 1800 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 24 young none own 2 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 15 existing credits paid back duly till now education 1905 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 40 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now furniture/equipment 1123 500 DM <= ... < 1000 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 29 old none rent 1 unskilled - resident 1 none yes 2
less than 0 DM 48 critical account / other credits existing (not at this bank) car (used) 6331 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 46 old none for free 2 skilled employee/official 1 yes, registered under the customer's name yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 24 existing credits paid back duly till now radio/television 1377 100 DM <= ... < 500 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 2 unknown/no property 47 old none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 30 delay in paying off in the past business 2503 100 DM <= ... < 500 DM 7 years or more 4 male: single male single none 2 building society savings agreement/life insurance 41 old stores own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 27 existing credits paid back duly till now business 2528 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 32 old none own 1 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 15 existing credits paid back duly till now car (new) 5324 500 DM <= ... < 1000 DM 7 years or more 1 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 35 old none for free 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 48 existing credits paid back duly till now car (new) 6560 100 DM <= ... < 500 DM 4 to less than 7 years 3 male: single male single none 2 building society savings agreement/life insurance 24 young none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 12 no credits taken / all credits paid back duly furniture/equipment 2969 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 3 building society savings agreement/life insurance 25 young none rent 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 9 existing credits paid back duly till now radio/television 1206 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 25 young none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 9 existing credits paid back duly till now radio/television 2118 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 37 old none own 1 unskilled - resident 2 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 629 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 3 building society savings agreement/life insurance 32 old bank own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 6 all credits at this bank paid back duly education 1198 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 35 old none for free 1 skilled employee/official 1 none yes 2
no checking account 21 existing credits paid back duly till now car (used) 2476 unknown/no savings account 7 years or more 4 male: single male single none 4 real estate 46 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 9 critical account / other credits existing (not at this bank) radio/television 1138 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 real estate 25 young none own 2 unskilled - resident 1 none yes 1
between 0 and 200 DM 60 existing credits paid back duly till now car (new) 14027 less than 100 DM 4 to less than 7 years 4 male: single male single none 2 unknown/no property 27 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 30 critical account / other credits existing (not at this bank) car (used) 7596 unknown/no savings account 7 years or more 1 male: single male single none 4 car or other, not in attribute 6 63 old none own 2 skilled employee/official 1 none yes 1
no checking account 30 critical account / other credits existing (not at this bank) radio/television 3077 unknown/no savings account 7 years or more 3 male: single male single none 2 car or other, not in attribute 6 40 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 18 existing credits paid back duly till now radio/television 1505 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 unknown/no property 32 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 24 critical account / other credits existing (not at this bank) radio/television 3148 unknown/no savings account 1 to less than 4 years 3 male: single male single none 2 car or other, not in attribute 6 31 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 20 no credits taken / all credits paid back duly car (used) 6148 100 DM <= ... < 500 DM 7 years or more 3 male: married/widowed male married/widowed none 4 car or other, not in attribute 6 31 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 9 no credits taken / all credits paid back duly radio/television 1337 less than 100 DM less than 1 year 4 male: single male single none 2 car or other, not in attribute 6 34 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 6 all credits at this bank paid back duly education 433 greater than or equal to 1000 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 24 young bank rent 1 skilled employee/official 2 none yes 2
less than 0 DM 12 existing credits paid back duly till now car (new) 1228 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 real estate 24 young none own 1 unskilled - resident 1 none yes 2
between 0 and 200 DM 9 existing credits paid back duly till now radio/television 790 500 DM <= ... < 1000 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 3 real estate 66 old none own 1 unskilled - resident 1 none yes 1
no checking account 27 existing credits paid back duly till now car (new) 2570 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 3 real estate 21 young none rent 1 skilled employee/official 1 none yes 2
no checking account 6 critical account / other credits existing (not at this bank) car (new) 250 greater than or equal to 1000 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 real estate 41 old bank own 2 unskilled - resident 1 none yes 1
no checking account 15 critical account / other credits existing (not at this bank) radio/television 1316 500 DM <= ... < 1000 DM 1 to less than 4 years 2 male: married/widowed male married/widowed none 2 building society savings agreement/life insurance 47 old none own 2 unskilled - resident 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now radio/television 1882 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 25 young bank rent 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 48 all credits at this bank paid back duly business 6416 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 3 unknown/no property 59 old none rent 1 skilled employee/official 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 24 critical account / other credits existing (not at this bank) business 1275 greater than or equal to 1000 DM 1 to less than 4 years 2 male: divorced/separated male divorced/separated none 4 real estate 36 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 delay in paying off in the past radio/television 6403 less than 100 DM less than 1 year 1 male: single male single none 2 car or other, not in attribute 6 33 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now radio/television 1987 less than 100 DM 1 to less than 4 years 2 male: single male single none 4 real estate 21 young none rent 1 unskilled - resident 2 none yes 2
between 0 and 200 DM 8 existing credits paid back duly till now radio/television 760 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married guarantor 2 real estate 44 old none own 1 unskilled - resident 1 none yes 1
no checking account 24 existing credits paid back duly till now car (used) 2603 greater than or equal to 1000 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 28 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 4 critical account / other credits existing (not at this bank) car (new) 3380 less than 100 DM 4 to less than 7 years 1 female: divorced/separated/married female divorced/separated/married none 1 real estate 37 old none own 1 skilled employee/official 2 none yes 1
between 0 and 200 DM 36 all credits at this bank paid back duly domestic appliances 3990 unknown/no savings account less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 2 unknown/no property 29 old bank own 1 unemployed/unskilled - non-resident 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now car (used) 11560 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 23 young none rent 2 management/self-employed/highly qualified employee/officer 1 none yes 2
less than 0 DM 18 existing credits paid back duly till now car (new) 4380 100 DM <= ... < 500 DM 1 to less than 4 years 3 male: single male single none 4 car or other, not in attribute 6 35 old none own 1 unskilled - resident 2 yes, registered under the customer's name yes 1
no checking account 6 critical account / other credits existing (not at this bank) car (new) 6761 less than 100 DM 4 to less than 7 years 1 male: single male single none 3 unknown/no property 45 old none own 2 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
between 0 and 200 DM 30 no credits taken / all credits paid back duly business 4280 100 DM <= ... < 500 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 26 old none rent 2 unskilled - resident 1 none yes 2
less than 0 DM 24 all credits at this bank paid back duly car (new) 2325 100 DM <= ... < 500 DM 4 to less than 7 years 2 male: single male single none 3 car or other, not in attribute 6 32 old bank own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 10 all credits at this bank paid back duly radio/television 1048 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 real estate 23 young stores own 1 unskilled - resident 1 none yes 1
no checking account 21 existing credits paid back duly till now radio/television 3160 unknown/no savings account 7 years or more 4 male: single male single none 3 building society savings agreement/life insurance 41 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 24 all credits at this bank paid back duly furniture/equipment 2483 500 DM <= ... < 1000 DM 1 to less than 4 years 4 male: single male single none 4 real estate 22 young stores own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 39 critical account / other credits existing (not at this bank) furniture/equipment 14179 unknown/no savings account 4 to less than 7 years 4 male: single male single none 4 building society savings agreement/life insurance 30 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 13 critical account / other credits existing (not at this bank) business 1797 less than 100 DM less than 1 year 3 male: single male single none 1 building society savings agreement/life insurance 28 old bank own 2 unskilled - resident 1 none yes 1
less than 0 DM 15 existing credits paid back duly till now car (new) 2511 less than 100 DM unemployed 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 23 young none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now car (new) 1274 less than 100 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 1 real estate 37 old none own 1 unskilled - resident 1 none yes 2
no checking account 21 existing credits paid back duly till now car (used) 5248 unknown/no savings account 1 to less than 4 years 1 male: single male single none 3 car or other, not in attribute 6 26 old none own 1 skilled employee/official 1 none yes 1
no checking account 15 existing credits paid back duly till now car (used) 3029 less than 100 DM 4 to less than 7 years 2 male: single male single none 2 car or other, not in attribute 6 33 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 6 existing credits paid back duly till now furniture/equipment 428 less than 100 DM 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 1 building society savings agreement/life insurance 49 old bank own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 18 existing credits paid back duly till now car (new) 976 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 23 young none own 1 unskilled - resident 1 none yes 2
between 0 and 200 DM 12 existing credits paid back duly till now business 841 100 DM <= ... < 500 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 4 real estate 23 young none rent 1 unskilled - resident 1 none yes 1
no checking account 30 critical account / other credits existing (not at this bank) radio/television 5771 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 25 young none own 2 skilled employee/official 1 none yes 1
no checking account 12 delay in paying off in the past repairs 1555 greater than or equal to 1000 DM 7 years or more 4 male: single male single none 4 unknown/no property 55 old none for free 2 skilled employee/official 2 none yes 2
less than 0 DM 24 existing credits paid back duly till now car (new) 1285 unknown/no savings account 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 4 unknown/no property 32 old none rent 1 skilled employee/official 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 6 critical account / other credits existing (not at this bank) car (new) 1299 less than 100 DM 1 to less than 4 years 1 male: single male single none 1 real estate 74 old none own 3 unemployed/unskilled - non-resident 2 none no 1
greater than or equal to 200 DM / salary assignments for at least 1 year 15 critical account / other credits existing (not at this bank) radio/television 1271 unknown/no savings account 1 to less than 4 years 3 male: single male single none 4 unknown/no property 39 old none for free 2 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 24 existing credits paid back duly till now car (new) 1393 less than 100 DM 1 to less than 4 years 2 male: single male single guarantor 2 real estate 31 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 12 critical account / other credits existing (not at this bank) car (new) 691 less than 100 DM 7 years or more 4 male: single male single none 3 building society savings agreement/life insurance 35 old none own 2 skilled employee/official 1 none yes 2
no checking account 15 critical account / other credits existing (not at this bank) car (new) 5045 unknown/no savings account 7 years or more 1 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 59 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 18 critical account / other credits existing (not at this bank) furniture/equipment 2124 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 24 young none rent 2 skilled employee/official 1 none yes 2
less than 0 DM 12 existing credits paid back duly till now radio/television 2214 less than 100 DM 1 to less than 4 years 4 male: single male single none 3 building society savings agreement/life insurance 24 young none own 1 unskilled - resident 1 none yes 1
no checking account 21 critical account / other credits existing (not at this bank) car (new) 12680 unknown/no savings account 7 years or more 4 male: single male single none 4 unknown/no property 30 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 24 critical account / other credits existing (not at this bank) car (new) 2463 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: married/widowed male married/widowed none 3 building society savings agreement/life insurance 27 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now radio/television 1155 less than 100 DM 7 years or more 3 male: married/widowed male married/widowed guarantor 3 real estate 40 old bank own 2 unskilled - resident 1 none yes 1
less than 0 DM 30 existing credits paid back duly till now furniture/equipment 3108 less than 100 DM less than 1 year 2 male: divorced/separated male divorced/separated none 4 building society savings agreement/life insurance 31 old none own 1 unskilled - resident 1 none yes 2
no checking account 10 existing credits paid back duly till now car (used) 2901 unknown/no savings account less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 4 real estate 31 old none rent 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 critical account / other credits existing (not at this bank) furniture/equipment 3617 less than 100 DM 7 years or more 1 male: single male single none 4 car or other, not in attribute 6 28 old none rent 3 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) radio/television 1655 less than 100 DM 7 years or more 2 male: single male single none 4 real estate 63 old none own 2 unskilled - resident 1 yes, registered under the customer's name yes 1
less than 0 DM 24 existing credits paid back duly till now car (used) 2812 unknown/no savings account 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 real estate 26 old none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 36 critical account / other credits existing (not at this bank) education 8065 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 unknown/no property 25 young none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 21 critical account / other credits existing (not at this bank) car (used) 3275 less than 100 DM 7 years or more 1 male: single male single none 4 car or other, not in attribute 6 36 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 24 critical account / other credits existing (not at this bank) radio/television 2223 100 DM <= ... < 500 DM 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 52 old bank own 2 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 critical account / other credits existing (not at this bank) car (new) 1480 500 DM <= ... < 1000 DM unemployed 2 male: single male single none 4 unknown/no property 66 old bank for free 3 unemployed/unskilled - non-resident 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now car (new) 1371 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 25 young none rent 1 skilled employee/official 1 none yes 2
no checking account 36 critical account / other credits existing (not at this bank) car (new) 3535 less than 100 DM 4 to less than 7 years 4 male: single male single none 4 car or other, not in attribute 6 37 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 18 existing credits paid back duly till now radio/television 3509 less than 100 DM 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married guarantor 1 real estate 25 young none own 1 skilled employee/official 1 none yes 1
no checking account 36 critical account / other credits existing (not at this bank) car (used) 5711 greater than or equal to 1000 DM 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 38 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 existing credits paid back duly till now repairs 3872 less than 100 DM unemployed 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 67 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 39 critical account / other credits existing (not at this bank) radio/television 4933 less than 100 DM 4 to less than 7 years 2 male: single male single guarantor 2 real estate 25 young none own 2 skilled employee/official 1 none yes 2
no checking account 24 critical account / other credits existing (not at this bank) car (new) 1940 greater than or equal to 1000 DM 7 years or more 4 male: single male single none 4 real estate 60 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 no credits taken / all credits paid back duly retraining 1410 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 31 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 836 100 DM <= ... < 500 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 23 young bank own 1 unskilled - resident 1 none yes 2
between 0 and 200 DM 20 existing credits paid back duly till now car (used) 6468 unknown/no savings account unemployed 1 male: divorced/separated male divorced/separated none 4 real estate 60 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 18 existing credits paid back duly till now business 1941 greater than or equal to 1000 DM 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 35 old none own 1 unskilled - resident 1 yes, registered under the customer's name yes 1
no checking account 22 existing credits paid back duly till now radio/television 2675 500 DM <= ... < 1000 DM 7 years or more 3 male: single male single none 4 car or other, not in attribute 6 40 old none own 1 skilled employee/official 1 none yes 1
no checking account 48 critical account / other credits existing (not at this bank) car (used) 2751 unknown/no savings account 7 years or more 4 male: single male single none 3 car or other, not in attribute 6 38 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
between 0 and 200 DM 48 delay in paying off in the past education 6224 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 50 old none for free 1 skilled employee/official 1 none yes 2
less than 0 DM 40 critical account / other credits existing (not at this bank) education 5998 less than 100 DM 1 to less than 4 years 4 male: single male single none 3 unknown/no property 27 old bank own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 21 existing credits paid back duly till now business 1188 less than 100 DM 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 39 old none own 1 skilled employee/official 2 none yes 2
no checking account 24 existing credits paid back duly till now car (used) 6313 unknown/no savings account 7 years or more 3 male: single male single none 4 car or other, not in attribute 6 41 old none own 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
no checking account 6 critical account / other credits existing (not at this bank) furniture/equipment 1221 unknown/no savings account 1 to less than 4 years 1 male: married/widowed male married/widowed none 2 building society savings agreement/life insurance 27 old none own 2 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 24 existing credits paid back duly till now furniture/equipment 2892 less than 100 DM 7 years or more 3 male: divorced/separated male divorced/separated none 4 unknown/no property 51 old none for free 1 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now furniture/equipment 3062 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 3 unknown/no property 32 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 9 existing credits paid back duly till now furniture/equipment 2301 100 DM <= ... < 500 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 22 young none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now car (used) 7511 unknown/no savings account 7 years or more 1 male: single male single none 4 building society savings agreement/life insurance 51 old none for free 1 skilled employee/official 2 yes, registered under the customer's name yes 2
no checking account 12 critical account / other credits existing (not at this bank) furniture/equipment 1258 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 22 young none rent 2 unskilled - resident 1 none yes 1
no checking account 24 delay in paying off in the past car (new) 717 unknown/no savings account 7 years or more 4 male: married/widowed male married/widowed none 4 car or other, not in attribute 6 54 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 9 existing credits paid back duly till now car (new) 1549 unknown/no savings account less than 1 year 4 male: single male single none 2 real estate 35 old none own 1 unemployed/unskilled - non-resident 1 none yes 1
no checking account 24 critical account / other credits existing (not at this bank) education 1597 less than 100 DM 7 years or more 4 male: single male single none 4 unknown/no property 54 old none for free 2 skilled employee/official 2 none yes 1
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) radio/television 1795 less than 100 DM 7 years or more 3 female: divorced/separated/married female divorced/separated/married guarantor 4 real estate 48 old bank rent 2 unskilled - resident 1 yes, registered under the customer's name yes 1
less than 0 DM 20 critical account / other credits existing (not at this bank) furniture/equipment 4272 less than 100 DM 7 years or more 1 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 24 young none own 2 skilled employee/official 1 none yes 1
no checking account 12 critical account / other credits existing (not at this bank) radio/television 976 unknown/no savings account 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 35 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 7472 unknown/no savings account unemployed 1 female: divorced/separated/married female divorced/separated/married none 2 real estate 24 young none rent 1 unemployed/unskilled - non-resident 1 none yes 1
less than 0 DM 36 existing credits paid back duly till now car (new) 9271 less than 100 DM 4 to less than 7 years 2 male: single male single none 1 car or other, not in attribute 6 24 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 6 existing credits paid back duly till now radio/television 590 less than 100 DM less than 1 year 3 male: married/widowed male married/widowed none 3 real estate 26 old none own 1 unskilled - resident 1 none no 1
no checking account 12 critical account / other credits existing (not at this bank) radio/television 930 unknown/no savings account 7 years or more 4 male: single male single none 4 real estate 65 old none own 4 skilled employee/official 1 none yes 1
between 0 and 200 DM 42 all credits at this bank paid back duly car (used) 9283 less than 100 DM unemployed 1 male: single male single none 2 unknown/no property 55 old bank for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 15 no credits taken / all credits paid back duly car (new) 1778 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 1 real estate 26 old none rent 2 unemployed/unskilled - non-resident 1 none yes 2
between 0 and 200 DM 8 existing credits paid back duly till now business 907 less than 100 DM less than 1 year 3 male: married/widowed male married/widowed none 2 real estate 26 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 6 existing credits paid back duly till now radio/television 484 less than 100 DM 4 to less than 7 years 3 male: married/widowed male married/widowed guarantor 3 real estate 28 old bank own 1 unskilled - resident 1 none yes 1
less than 0 DM 36 critical account / other credits existing (not at this bank) car (used) 9629 less than 100 DM 4 to less than 7 years 4 male: single male single none 4 car or other, not in attribute 6 24 young none own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 48 existing credits paid back duly till now domestic appliances 3051 less than 100 DM 1 to less than 4 years 3 male: single male single none 4 car or other, not in attribute 6 54 old none own 1 skilled employee/official 1 none yes 2
less than 0 DM 48 existing credits paid back duly till now car (new) 3931 less than 100 DM 4 to less than 7 years 4 male: single male single none 4 unknown/no property 46 old none for free 1 skilled employee/official 2 none yes 2
between 0 and 200 DM 36 delay in paying off in the past car (new) 7432 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 54 old none rent 1 skilled employee/official 1 none yes 1
no checking account 6 existing credits paid back duly till now domestic appliances 1338 500 DM <= ... < 1000 DM 1 to less than 4 years 1 male: divorced/separated male divorced/separated none 4 real estate 62 old none own 1 skilled employee/official 1 none yes 1
no checking account 6 critical account / other credits existing (not at this bank) radio/television 1554 less than 100 DM 4 to less than 7 years 1 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 24 young none rent 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 36 existing credits paid back duly till now others 15857 less than 100 DM unemployed 2 male: divorced/separated male divorced/separated co-applicant 3 car or other, not in attribute 6 43 old none own 1 management/self-employed/highly qualified employee/officer 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now radio/television 1345 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 3 real estate 26 old bank own 1 skilled employee/official 1 none yes 2
no checking account 12 existing credits paid back duly till now car (new) 1101 less than 100 DM 1 to less than 4 years 3 male: married/widowed male married/widowed none 2 real estate 27 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 12 existing credits paid back duly till now radio/television 3016 less than 100 DM 1 to less than 4 years 3 male: married/widowed male married/widowed none 1 car or other, not in attribute 6 24 young none own 1 skilled employee/official 1 none yes 1
less than 0 DM 36 existing credits paid back duly till now furniture/equipment 2712 less than 100 DM 7 years or more 2 male: single male single none 2 building society savings agreement/life insurance 41 old bank own 1 skilled employee/official 2 none yes 2
less than 0 DM 8 critical account / other credits existing (not at this bank) car (new) 731 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 47 old none own 2 unskilled - resident 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) furniture/equipment 3780 less than 100 DM less than 1 year 3 male: divorced/separated male divorced/separated none 2 car or other, not in attribute 6 35 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 21 critical account / other credits existing (not at this bank) car (new) 1602 less than 100 DM 7 years or more 4 male: married/widowed male married/widowed none 3 car or other, not in attribute 6 30 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 18 critical account / other credits existing (not at this bank) car (new) 3966 less than 100 DM 7 years or more 1 female: divorced/separated/married female divorced/separated/married none 4 real estate 33 old bank rent 3 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 18 no credits taken / all credits paid back duly business 4165 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 36 old stores own 2 skilled employee/official 2 none yes 2
less than 0 DM 36 existing credits paid back duly till now car (used) 8335 unknown/no savings account 7 years or more 3 male: single male single none 4 unknown/no property 47 old none for free 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 48 delay in paying off in the past business 6681 unknown/no savings account 1 to less than 4 years 4 male: single male single none 4 unknown/no property 38 old none for free 1 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 24 delay in paying off in the past business 2375 500 DM <= ... < 1000 DM 1 to less than 4 years 4 male: single male single none 2 car or other, not in attribute 6 44 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 18 existing credits paid back duly till now car (new) 1216 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 23 young none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 45 no credits taken / all credits paid back duly business 11816 less than 100 DM 7 years or more 2 male: single male single none 4 car or other, not in attribute 6 29 old none rent 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 24 existing credits paid back duly till now radio/television 5084 unknown/no savings account 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 42 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 15 existing credits paid back duly till now radio/television 2327 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 3 real estate 25 young none own 1 unskilled - resident 1 none yes 2
less than 0 DM 12 no credits taken / all credits paid back duly car (new) 1082 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 car or other, not in attribute 6 48 old bank own 2 skilled employee/official 1 none yes 2
no checking account 12 existing credits paid back duly till now radio/television 886 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 21 young none own 1 skilled employee/official 1 none yes 1
no checking account 4 existing credits paid back duly till now furniture/equipment 601 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 3 real estate 23 young none rent 1 unskilled - resident 2 none yes 1
less than 0 DM 24 critical account / other credits existing (not at this bank) car (used) 2957 less than 100 DM 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 63 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 critical account / other credits existing (not at this bank) radio/television 2611 less than 100 DM 7 years or more 4 male: married/widowed male married/widowed co-applicant 3 real estate 46 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 36 existing credits paid back duly till now furniture/equipment 5179 less than 100 DM 4 to less than 7 years 4 male: single male single none 2 building society savings agreement/life insurance 29 old none own 1 skilled employee/official 1 none yes 2
no checking account 21 delay in paying off in the past car (used) 2993 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 real estate 28 old stores own 2 unskilled - resident 1 none yes 1
no checking account 18 existing credits paid back duly till now repairs 1943 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 23 young none own 1 skilled employee/official 1 none yes 2
no checking account 24 all credits at this bank paid back duly business 1559 less than 100 DM 4 to less than 7 years 4 male: single male single none 4 car or other, not in attribute 6 50 old bank own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 18 existing credits paid back duly till now furniture/equipment 3422 less than 100 DM 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 47 old bank own 3 skilled employee/official 2 yes, registered under the customer's name yes 1
between 0 and 200 DM 21 existing credits paid back duly till now furniture/equipment 3976 unknown/no savings account 4 to less than 7 years 2 male: single male single none 3 car or other, not in attribute 6 35 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 18 existing credits paid back duly till now car (new) 6761 unknown/no savings account 1 to less than 4 years 2 male: single male single none 4 car or other, not in attribute 6 68 old none rent 2 skilled employee/official 1 none yes 2
no checking account 24 existing credits paid back duly till now car (new) 1249 less than 100 DM less than 1 year 4 male: married/widowed male married/widowed none 2 real estate 28 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 9 existing credits paid back duly till now radio/television 1364 less than 100 DM 4 to less than 7 years 3 male: single male single none 4 real estate 59 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now radio/television 709 less than 100 DM 7 years or more 4 male: single male single none 4 real estate 57 old stores own 1 unskilled - resident 1 none yes 2
less than 0 DM 20 critical account / other credits existing (not at this bank) car (new) 2235 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed guarantor 2 building society savings agreement/life insurance 33 old bank rent 2 skilled employee/official 1 none no 2
no checking account 24 critical account / other credits existing (not at this bank) car (used) 4042 unknown/no savings account 4 to less than 7 years 3 male: single male single none 4 building society savings agreement/life insurance 43 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 15 critical account / other credits existing (not at this bank) radio/television 1471 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 unknown/no property 35 old none for free 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 18 all credits at this bank paid back duly car (new) 1442 less than 100 DM 4 to less than 7 years 4 male: single male single none 4 unknown/no property 32 old none for free 2 unskilled - resident 2 none yes 2
no checking account 36 delay in paying off in the past car (new) 10875 less than 100 DM 7 years or more 2 male: single male single none 2 car or other, not in attribute 6 45 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now car (new) 1474 100 DM <= ... < 500 DM less than 1 year 4 male: married/widowed male married/widowed none 3 real estate 33 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 10 existing credits paid back duly till now retraining 894 unknown/no savings account 4 to less than 7 years 4 female: divorced/separated/married female divorced/separated/married none 3 building society savings agreement/life insurance 40 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 15 critical account / other credits existing (not at this bank) furniture/equipment 3343 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 unknown/no property 28 old none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 15 existing credits paid back duly till now car (new) 3959 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 29 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 9 existing credits paid back duly till now car (new) 3577 100 DM <= ... < 500 DM 1 to less than 4 years 1 male: single male single guarantor 2 real estate 26 old none rent 1 skilled employee/official 2 none no 1
no checking account 24 critical account / other credits existing (not at this bank) car (used) 5804 greater than or equal to 1000 DM 1 to less than 4 years 4 male: single male single none 2 real estate 27 old none own 2 skilled employee/official 1 none yes 1
no checking account 18 delay in paying off in the past business 2169 less than 100 DM 1 to less than 4 years 4 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 28 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 24 existing credits paid back duly till now radio/television 2439 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 35 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 27 critical account / other credits existing (not at this bank) furniture/equipment 4526 greater than or equal to 1000 DM less than 1 year 4 male: single male single none 2 real estate 32 old stores own 2 unskilled - resident 2 yes, registered under the customer's name yes 1
no checking account 10 existing credits paid back duly till now furniture/equipment 2210 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 25 young bank rent 1 unskilled - resident 1 none yes 2
no checking account 15 existing credits paid back duly till now furniture/equipment 2221 500 DM <= ... < 1000 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 20 young none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now radio/television 2389 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 27 old stores own 1 skilled employee/official 1 none yes 1
no checking account 12 critical account / other credits existing (not at this bank) furniture/equipment 3331 less than 100 DM 7 years or more 2 male: single male single none 4 building society savings agreement/life insurance 42 old stores own 1 skilled employee/official 1 none yes 1
no checking account 36 existing credits paid back duly till now business 7409 unknown/no savings account 7 years or more 3 male: single male single none 2 building society savings agreement/life insurance 37 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 652 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 24 young none rent 1 skilled employee/official 1 none yes 1
no checking account 36 delay in paying off in the past furniture/equipment 7678 500 DM <= ... < 1000 DM 4 to less than 7 years 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 40 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 6 critical account / other credits existing (not at this bank) car (new) 1343 less than 100 DM 7 years or more 1 male: single male single none 4 real estate 46 old none own 2 skilled employee/official 2 none no 1
less than 0 DM 24 critical account / other credits existing (not at this bank) business 1382 100 DM <= ... < 500 DM 4 to less than 7 years 4 male: single male single none 1 real estate 26 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 15 existing credits paid back duly till now domestic appliances 874 unknown/no savings account less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 1 real estate 24 young none own 1 skilled employee/official 1 none yes 1
less than 0 DM 12 existing credits paid back duly till now furniture/equipment 3590 less than 100 DM 1 to less than 4 years 2 male: single male single co-applicant 2 building society savings agreement/life insurance 29 old none own 1 unskilled - resident 2 none yes 1
between 0 and 200 DM 11 critical account / other credits existing (not at this bank) car (new) 1322 greater than or equal to 1000 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 40 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 18 all credits at this bank paid back duly radio/television 1940 less than 100 DM less than 1 year 3 male: single male single co-applicant 4 unknown/no property 36 old bank for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 36 existing credits paid back duly till now radio/television 3595 less than 100 DM 7 years or more 4 male: single male single none 2 car or other, not in attribute 6 28 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 9 existing credits paid back duly till now car (new) 1422 less than 100 DM less than 1 year 3 male: single male single none 2 unknown/no property 27 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 30 critical account / other credits existing (not at this bank) radio/television 6742 unknown/no savings account 4 to less than 7 years 2 male: single male single none 3 building society savings agreement/life insurance 36 old none own 2 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now car (used) 7814 less than 100 DM 4 to less than 7 years 3 male: single male single none 3 car or other, not in attribute 6 38 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now car (used) 9277 unknown/no savings account 1 to less than 4 years 2 male: divorced/separated male divorced/separated none 4 unknown/no property 48 old none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 30 critical account / other credits existing (not at this bank) car (new) 2181 unknown/no savings account 7 years or more 4 male: single male single none 4 real estate 36 old none own 2 skilled employee/official 1 none yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 1098 less than 100 DM unemployed 4 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 65 old none own 2 unemployed/unskilled - non-resident 1 none yes 1
between 0 and 200 DM 24 existing credits paid back duly till now furniture/equipment 4057 less than 100 DM 4 to less than 7 years 3 male: divorced/separated male divorced/separated none 3 car or other, not in attribute 6 43 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 12 existing credits paid back duly till now education 795 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 53 old none own 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) business 2825 unknown/no savings account 4 to less than 7 years 4 male: single male single none 3 unknown/no property 34 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
between 0 and 200 DM 48 existing credits paid back duly till now business 15672 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 car or other, not in attribute 6 23 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 36 critical account / other credits existing (not at this bank) car (new) 6614 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 34 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 28 all credits at this bank paid back duly car (used) 7824 unknown/no savings account less than 1 year 3 male: single male single guarantor 4 real estate 40 old bank rent 2 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 27 critical account / other credits existing (not at this bank) business 2442 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 43 old stores own 4 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
no checking account 15 critical account / other credits existing (not at this bank) radio/television 1829 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 46 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 12 critical account / other credits existing (not at this bank) car (new) 2171 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 building society savings agreement/life insurance 38 old bank own 2 unskilled - resident 1 none no 1
between 0 and 200 DM 36 critical account / other credits existing (not at this bank) car (used) 5800 less than 100 DM 1 to less than 4 years 3 male: single male single none 4 car or other, not in attribute 6 34 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 18 critical account / other credits existing (not at this bank) radio/television 1169 unknown/no savings account 1 to less than 4 years 4 male: single male single none 3 building society savings agreement/life insurance 29 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 36 delay in paying off in the past car (used) 8947 unknown/no savings account 4 to less than 7 years 3 male: single male single none 2 car or other, not in attribute 6 31 old stores own 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
less than 0 DM 21 existing credits paid back duly till now radio/television 2606 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 28 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 critical account / other credits existing (not at this bank) furniture/equipment 1592 greater than or equal to 1000 DM 4 to less than 7 years 3 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 35 old none own 1 skilled employee/official 1 none no 1
no checking account 15 existing credits paid back duly till now furniture/equipment 2186 unknown/no savings account 4 to less than 7 years 1 female: divorced/separated/married female divorced/separated/married none 4 real estate 33 old bank rent 1 unskilled - resident 1 none yes 1
less than 0 DM 18 existing credits paid back duly till now furniture/equipment 4153 less than 100 DM 1 to less than 4 years 2 male: single male single co-applicant 3 car or other, not in attribute 6 42 old none own 1 skilled employee/official 1 none yes 2
less than 0 DM 16 critical account / other credits existing (not at this bank) car (new) 2625 less than 100 DM 7 years or more 2 male: single male single guarantor 4 building society savings agreement/life insurance 43 old bank rent 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 20 critical account / other credits existing (not at this bank) car (new) 3485 unknown/no savings account less than 1 year 2 male: divorced/separated male divorced/separated none 4 real estate 44 old none own 2 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 36 critical account / other credits existing (not at this bank) car (used) 10477 unknown/no savings account 7 years or more 2 male: single male single none 4 unknown/no property 42 old none for free 2 skilled employee/official 1 none yes 1
no checking account 15 existing credits paid back duly till now radio/television 1386 unknown/no savings account 1 to less than 4 years 4 male: married/widowed male married/widowed none 2 real estate 40 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 24 existing credits paid back duly till now radio/television 1278 less than 100 DM 7 years or more 4 male: single male single none 1 real estate 36 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now radio/television 1107 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 real estate 20 young none rent 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
less than 0 DM 21 existing credits paid back duly till now car (new) 3763 unknown/no savings account 4 to less than 7 years 2 male: single male single co-applicant 2 real estate 24 young none own 1 unskilled - resident 1 none no 1
between 0 and 200 DM 36 existing credits paid back duly till now education 3711 unknown/no savings account 1 to less than 4 years 2 male: married/widowed male married/widowed none 2 car or other, not in attribute 6 27 old none own 1 skilled employee/official 1 none yes 1
no checking account 15 delay in paying off in the past car (used) 3594 less than 100 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 46 old none own 2 unskilled - resident 1 none yes 1
between 0 and 200 DM 9 existing credits paid back duly till now car (new) 3195 unknown/no savings account 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 2 real estate 33 old none own 1 unskilled - resident 1 none yes 1
no checking account 36 delay in paying off in the past radio/television 4454 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 4 real estate 34 old none own 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) furniture/equipment 4736 less than 100 DM less than 1 year 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 25 young bank own 1 unskilled - resident 1 none yes 2
between 0 and 200 DM 30 existing credits paid back duly till now radio/television 2991 unknown/no savings account 7 years or more 2 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 25 young none own 1 skilled employee/official 1 none yes 1
no checking account 11 existing credits paid back duly till now business 2142 greater than or equal to 1000 DM 7 years or more 1 male: divorced/separated male divorced/separated none 2 real estate 28 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 24 all credits at this bank paid back duly business 3161 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 31 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 48 no credits taken / all credits paid back duly others 18424 less than 100 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 2 building society savings agreement/life insurance 32 old bank own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name no 2
no checking account 10 existing credits paid back duly till now car (used) 2848 100 DM <= ... < 500 DM 1 to less than 4 years 1 male: single male single co-applicant 2 real estate 32 old none own 1 skilled employee/official 2 none yes 1
less than 0 DM 6 existing credits paid back duly till now car (new) 14896 less than 100 DM 7 years or more 1 male: single male single none 4 unknown/no property 68 old bank own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 2359 100 DM <= ... < 500 DM unemployed 1 male: divorced/separated male divorced/separated none 1 building society savings agreement/life insurance 33 old none own 1 skilled employee/official 1 none yes 2
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 3345 less than 100 DM 7 years or more 4 male: single male single none 2 building society savings agreement/life insurance 39 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
no checking account 18 critical account / other credits existing (not at this bank) furniture/equipment 1817 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 unknown/no property 28 old none own 2 skilled employee/official 1 none yes 1
no checking account 48 delay in paying off in the past radio/television 12749 500 DM <= ... < 1000 DM 4 to less than 7 years 4 male: single male single none 1 car or other, not in attribute 6 37 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 9 existing credits paid back duly till now radio/television 1366 less than 100 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 22 young none rent 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 12 existing credits paid back duly till now car (new) 2002 less than 100 DM 4 to less than 7 years 3 male: single male single none 4 building society savings agreement/life insurance 30 old none rent 1 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 24 all credits at this bank paid back duly furniture/equipment 6872 less than 100 DM less than 1 year 2 male: divorced/separated male divorced/separated none 1 building society savings agreement/life insurance 55 old bank own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 12 all credits at this bank paid back duly car (new) 697 less than 100 DM less than 1 year 4 male: single male single none 2 car or other, not in attribute 6 46 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
less than 0 DM 18 critical account / other credits existing (not at this bank) furniture/equipment 1049 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 21 young none rent 1 skilled employee/official 1 none yes 1
less than 0 DM 48 existing credits paid back duly till now car (used) 10297 less than 100 DM 4 to less than 7 years 4 male: single male single none 4 unknown/no property 39 old stores for free 3 skilled employee/official 2 yes, registered under the customer's name yes 2
no checking account 30 existing credits paid back duly till now radio/television 1867 unknown/no savings account 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 58 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 12 delay in paying off in the past car (new) 1344 less than 100 DM 1 to less than 4 years 4 male: single male single none 2 real estate 43 old none own 2 unskilled - resident 2 none yes 1
less than 0 DM 24 existing credits paid back duly till now furniture/equipment 1747 less than 100 DM less than 1 year 4 male: single male single co-applicant 1 building society savings agreement/life insurance 24 young none own 1 unskilled - resident 1 none no 1
between 0 and 200 DM 9 existing credits paid back duly till now radio/television 1670 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 22 young none own 1 skilled employee/official 1 yes, registered under the customer's name yes 2
no checking account 9 critical account / other credits existing (not at this bank) car (new) 1224 less than 100 DM 1 to less than 4 years 3 male: single male single none 1 real estate 30 old none own 2 skilled employee/official 1 none yes 1
no checking account 12 critical account / other credits existing (not at this bank) radio/television 522 500 DM <= ... < 1000 DM 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 42 old none own 2 skilled employee/official 2 yes, registered under the customer's name yes 1
less than 0 DM 12 existing credits paid back duly till now radio/television 1498 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 23 young bank own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 30 delay in paying off in the past radio/television 1919 100 DM <= ... < 500 DM less than 1 year 4 male: single male single none 3 unknown/no property 30 old stores own 2 management/self-employed/highly qualified employee/officer 1 none yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 9 existing credits paid back duly till now radio/television 745 less than 100 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 2 real estate 28 old none own 1 unskilled - resident 1 none yes 2
between 0 and 200 DM 6 existing credits paid back duly till now radio/television 2063 less than 100 DM less than 1 year 4 male: married/widowed male married/widowed none 3 car or other, not in attribute 6 30 old none rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 60 existing credits paid back duly till now education 6288 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 unknown/no property 42 old none for free 1 skilled employee/official 1 none yes 2
no checking account 24 critical account / other credits existing (not at this bank) car (used) 6842 unknown/no savings account 1 to less than 4 years 2 male: single male single none 4 building society savings agreement/life insurance 46 old none own 2 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now car (new) 3527 unknown/no savings account less than 1 year 2 male: single male single none 3 building society savings agreement/life insurance 45 old none own 1 management/self-employed/highly qualified employee/officer 2 yes, registered under the customer's name yes 1
no checking account 10 existing credits paid back duly till now car (new) 1546 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 real estate 31 old none own 1 unskilled - resident 2 none no 1
no checking account 24 existing credits paid back duly till now furniture/equipment 929 unknown/no savings account 4 to less than 7 years 4 male: single male single none 2 car or other, not in attribute 6 31 old stores own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 4 critical account / other credits existing (not at this bank) car (new) 1455 less than 100 DM 4 to less than 7 years 2 male: single male single none 1 real estate 42 old none own 3 unskilled - resident 2 none yes 1
less than 0 DM 15 existing credits paid back duly till now furniture/equipment 1845 less than 100 DM less than 1 year 4 female: divorced/separated/married female divorced/separated/married guarantor 1 building society savings agreement/life insurance 46 old none rent 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 48 no credits taken / all credits paid back duly car (new) 8358 500 DM <= ... < 1000 DM less than 1 year 1 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 30 old none own 2 skilled employee/official 1 none yes 1
less than 0 DM 24 all credits at this bank paid back duly furniture/equipment 3349 500 DM <= ... < 1000 DM less than 1 year 4 male: single male single none 4 unknown/no property 30 old none for free 1 skilled employee/official 2 yes, registered under the customer's name yes 2
no checking account 12 existing credits paid back duly till now car (new) 2859 unknown/no savings account unemployed 4 male: single male single none 4 unknown/no property 38 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 18 existing credits paid back duly till now furniture/equipment 1533 less than 100 DM less than 1 year 4 male: married/widowed male married/widowed co-applicant 1 building society savings agreement/life insurance 43 old none own 1 unskilled - resident 2 none yes 2
no checking account 24 existing credits paid back duly till now radio/television 3621 100 DM <= ... < 500 DM 7 years or more 2 male: single male single none 4 car or other, not in attribute 6 31 old none own 2 skilled employee/official 1 none yes 2
between 0 and 200 DM 18 critical account / other credits existing (not at this bank) business 3590 less than 100 DM unemployed 3 male: married/widowed male married/widowed none 3 car or other, not in attribute 6 40 old none own 3 unemployed/unskilled - non-resident 2 yes, registered under the customer's name yes 1
less than 0 DM 36 delay in paying off in the past business 2145 less than 100 DM 4 to less than 7 years 2 male: single male single none 1 car or other, not in attribute 6 24 young none own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 24 existing credits paid back duly till now car (used) 4113 500 DM <= ... < 1000 DM less than 1 year 3 female: divorced/separated/married female divorced/separated/married none 4 car or other, not in attribute 6 28 old none rent 1 skilled employee/official 1 none yes 2
no checking account 36 existing credits paid back duly till now furniture/equipment 10974 less than 100 DM unemployed 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 26 old none own 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
less than 0 DM 12 existing credits paid back duly till now car (new) 1893 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married guarantor 4 building society savings agreement/life insurance 29 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 24 critical account / other credits existing (not at this bank) radio/television 1231 greater than or equal to 1000 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 4 building society savings agreement/life insurance 57 old none rent 2 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 30 critical account / other credits existing (not at this bank) radio/television 3656 unknown/no savings account 7 years or more 4 male: single male single none 4 building society savings agreement/life insurance 49 old stores own 2 unskilled - resident 1 none yes 1
between 0 and 200 DM 9 critical account / other credits existing (not at this bank) radio/television 1154 less than 100 DM 7 years or more 2 male: single male single none 4 real estate 37 old none own 3 unskilled - resident 1 none yes 1
less than 0 DM 28 existing credits paid back duly till now car (new) 4006 less than 100 DM 1 to less than 4 years 3 male: single male single none 2 car or other, not in attribute 6 45 old none own 1 unskilled - resident 1 none yes 2
between 0 and 200 DM 24 existing credits paid back duly till now furniture/equipment 3069 100 DM <= ... < 500 DM 7 years or more 4 male: single male single none 4 unknown/no property 30 old none for free 1 skilled employee/official 1 none yes 1
no checking account 6 critical account / other credits existing (not at this bank) radio/television 1740 less than 100 DM 7 years or more 2 male: married/widowed male married/widowed none 2 real estate 30 old none rent 2 skilled employee/official 1 none yes 1
between 0 and 200 DM 21 delay in paying off in the past car (new) 2353 less than 100 DM 1 to less than 4 years 1 male: divorced/separated male divorced/separated none 4 building society savings agreement/life insurance 47 old none own 2 skilled employee/official 1 none yes 1
no checking account 15 existing credits paid back duly till now car (new) 3556 unknown/no savings account 1 to less than 4 years 3 male: single male single none 2 unknown/no property 29 old none own 1 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now radio/television 2397 500 DM <= ... < 1000 DM 7 years or more 3 male: single male single none 2 car or other, not in attribute 6 35 old bank own 2 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 6 existing credits paid back duly till now repairs 454 less than 100 DM less than 1 year 3 male: married/widowed male married/widowed none 1 building society savings agreement/life insurance 22 young none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 30 existing credits paid back duly till now radio/television 1715 unknown/no savings account 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 26 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 27 critical account / other credits existing (not at this bank) radio/television 2520 500 DM <= ... < 1000 DM 1 to less than 4 years 4 male: single male single none 2 building society savings agreement/life insurance 23 young none own 2 unskilled - resident 1 none yes 2
no checking account 15 existing credits paid back duly till now radio/television 3568 less than 100 DM 7 years or more 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 54 old bank rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 42 existing credits paid back duly till now radio/television 7166 unknown/no savings account 4 to less than 7 years 2 male: married/widowed male married/widowed none 4 building society savings agreement/life insurance 29 old none rent 1 skilled employee/official 1 yes, registered under the customer's name yes 1
less than 0 DM 11 critical account / other credits existing (not at this bank) car (new) 3939 less than 100 DM 1 to less than 4 years 1 male: single male single none 2 real estate 40 old none own 2 unskilled - resident 2 none yes 1
between 0 and 200 DM 15 existing credits paid back duly till now repairs 1514 100 DM <= ... < 500 DM 1 to less than 4 years 4 male: single male single guarantor 2 real estate 22 young none own 1 skilled employee/official 1 none yes 1
no checking account 24 existing credits paid back duly till now car (new) 7393 less than 100 DM 1 to less than 4 years 1 male: single male single none 4 building society savings agreement/life insurance 43 old none own 1 unskilled - resident 2 none yes 1
less than 0 DM 24 all credits at this bank paid back duly car (new) 1193 less than 100 DM unemployed 1 female: divorced/separated/married female divorced/separated/married co-applicant 4 unknown/no property 29 old none rent 2 unemployed/unskilled - non-resident 1 none yes 2
less than 0 DM 60 existing credits paid back duly till now business 7297 less than 100 DM 7 years or more 4 male: single male single co-applicant 4 unknown/no property 36 old none rent 1 skilled employee/official 1 none yes 2
no checking account 30 critical account / other credits existing (not at this bank) radio/television 2831 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 2 car or other, not in attribute 6 33 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 24 existing credits paid back duly till now radio/television 1258 500 DM <= ... < 1000 DM 1 to less than 4 years 3 female: divorced/separated/married female divorced/separated/married none 3 car or other, not in attribute 6 57 old none own 1 unskilled - resident 1 none yes 1
between 0 and 200 DM 6 existing credits paid back duly till now radio/television 753 less than 100 DM 1 to less than 4 years 2 female: divorced/separated/married female divorced/separated/married guarantor 3 real estate 64 old none own 1 skilled employee/official 1 none yes 1
between 0 and 200 DM 18 delay in paying off in the past business 2427 unknown/no savings account 7 years or more 4 male: single male single none 2 building society savings agreement/life insurance 42 old none own 2 skilled employee/official 1 none yes 1
no checking account 24 delay in paying off in the past car (new) 2538 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 47 old none own 2 unskilled - resident 2 none yes 2
between 0 and 200 DM 15 all credits at this bank paid back duly car (new) 1264 100 DM <= ... < 500 DM 1 to less than 4 years 2 male: married/widowed male married/widowed none 2 building society savings agreement/life insurance 25 young none rent 1 skilled employee/official 1 none yes 2
between 0 and 200 DM 30 critical account / other credits existing (not at this bank) furniture/equipment 8386 less than 100 DM 4 to less than 7 years 2 male: single male single none 2 building society savings agreement/life insurance 49 old none own 1 skilled employee/official 1 none yes 2
no checking account 48 existing credits paid back duly till now business 4844 less than 100 DM unemployed 3 male: single male single none 2 car or other, not in attribute 6 33 old bank rent 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 2
greater than or equal to 200 DM / salary assignments for at least 1 year 21 existing credits paid back duly till now car (new) 2923 100 DM <= ... < 500 DM 1 to less than 4 years 1 female: divorced/separated/married female divorced/separated/married none 1 car or other, not in attribute 6 28 old bank own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
less than 0 DM 36 existing credits paid back duly till now car (used) 8229 less than 100 DM 1 to less than 4 years 2 male: single male single none 2 building society savings agreement/life insurance 26 old none own 1 skilled employee/official 2 none yes 2
no checking account 24 critical account / other credits existing (not at this bank) furniture/equipment 2028 less than 100 DM 4 to less than 7 years 2 male: single male single none 2 building society savings agreement/life insurance 30 old none own 2 unskilled - resident 1 none yes 1
less than 0 DM 15 critical account / other credits existing (not at this bank) furniture/equipment 1433 less than 100 DM 1 to less than 4 years 4 female: divorced/separated/married female divorced/separated/married none 3 building society savings agreement/life insurance 25 young none rent 2 skilled employee/official 1 none yes 1
greater than or equal to 200 DM / salary assignments for at least 1 year 42 no credits taken / all credits paid back duly business 6289 less than 100 DM less than 1 year 2 male: divorced/separated male divorced/separated none 1 building society savings agreement/life insurance 33 old none own 2 skilled employee/official 1 none yes 1
no checking account 13 existing credits paid back duly till now radio/television 1409 100 DM <= ... < 500 DM unemployed 2 female: divorced/separated/married female divorced/separated/married none 4 real estate 64 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 24 existing credits paid back duly till now car (used) 6579 less than 100 DM unemployed 4 male: single male single none 2 unknown/no property 29 old none for free 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
between 0 and 200 DM 24 critical account / other credits existing (not at this bank) radio/television 1743 less than 100 DM 7 years or more 4 male: single male single none 2 building society savings agreement/life insurance 48 old none own 2 unskilled - resident 1 none yes 1
no checking account 12 critical account / other credits existing (not at this bank) education 3565 unknown/no savings account less than 1 year 2 male: single male single none 1 building society savings agreement/life insurance 37 old none own 2 unskilled - resident 2 none yes 1
no checking account 15 all credits at this bank paid back duly radio/television 1569 100 DM <= ... < 500 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 34 old bank own 1 unskilled - resident 2 none yes 1
less than 0 DM 18 existing credits paid back duly till now radio/television 1936 unknown/no savings account 4 to less than 7 years 2 male: married/widowed male married/widowed none 4 car or other, not in attribute 6 23 young none rent 2 unskilled - resident 1 none yes 1
less than 0 DM 36 existing credits paid back duly till now furniture/equipment 3959 less than 100 DM unemployed 4 male: single male single none 3 building society savings agreement/life insurance 30 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now car (new) 2390 unknown/no savings account 7 years or more 4 male: single male single none 3 car or other, not in attribute 6 50 old none own 1 skilled employee/official 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now furniture/equipment 1736 less than 100 DM 4 to less than 7 years 3 female: divorced/separated/married female divorced/separated/married none 4 real estate 31 old none own 1 unskilled - resident 1 none yes 1
less than 0 DM 30 existing credits paid back duly till now car (used) 3857 less than 100 DM 1 to less than 4 years 4 male: divorced/separated male divorced/separated none 4 building society savings agreement/life insurance 40 old none own 1 management/self-employed/highly qualified employee/officer 1 yes, registered under the customer's name yes 1
no checking account 12 existing credits paid back duly till now radio/television 804 less than 100 DM 7 years or more 4 male: single male single none 4 car or other, not in attribute 6 38 old none own 1 skilled employee/official 1 none yes 1
less than 0 DM 45 existing credits paid back duly till now radio/television 1845 less than 100 DM 1 to less than 4 years 4 male: single male single none 4 unknown/no property 23 young none for free 1 skilled employee/official 1 yes, registered under the customer's name yes 2
between 0 and 200 DM 45 critical account / other credits existing (not at this bank) car (used) 4576 100 DM <= ... < 500 DM unemployed 3 male: single male single none 4 car or other, not in attribute 6 27 old none own 1 skilled employee/official 1 none yes 1